Popular

10 Must-Have Mobile Apps for Holiday Shopping

10 Must-Have Mobile Apps for Holiday Shopping

A recent Pricegrabber survey reports 82 percent of online shoppers will use shopping apps to save on...
Is Now the Best Time to Refinance?

Is Now the Best Time to Refinance?

This is a guest post by Jason Cabler who blogs at http://www.cfinancialfreedom.com/ Image Source: http://ncfhaexpert.com Have...
Obama and Romney: Opposing Views on Small Business

Obama and Romney: Opposing Views on Small Business

I do my best to steer clear of politics when I’m talking finance, but the Presidential debate last...
Do you Want Free Glasses? (Even Prescription Glasses)

Do you Want Free Glasses? (Even Prescription Glasses)

Have you been shying away from wearing glasses? Do you think it takes away from your looks, yet you...
5 Sources of Retirement Income

5 Sources of Retirement Income

When you retire, it becomes important to have reliable sources of income. As many people found out during...
Peer to Peer Lending: Cautions and Considerations

Peer to Peer Lending: Cautions and Considerations

Peer-to-peer (P2P) lending has been getting an awful lot of attention these days. The big two P2P lenders...
The Energy Sucking Monster: Air Conditioning

The Energy Sucking Monster: Air Conditioning

This summer we have been experiencing record high temperatures across the nation. Keeping the house bearable...
So You’re Debt-Free, Now What?

So You’re Debt-Free, Now What?

It’s not a common situation, but it’s one that I know must apply to some of you out there. Debt is...
Can You Live a Cash Only Life?

Can You Live a Cash Only Life?

This may sound like a silly question but credit card companies would lead you to believe it is not possible...
How to create a good Craigslist ad and sell your stuff

How to create a good Craigslist ad and sell your stuff

My husband and I are moving and we’ve been scouring Craigslist ads to buy our furniture. We currently...
Feed!

mortgage

5 Programs for First Time Homebuyers

My husband and I have been on the journey of saving for our first house. As first-time homebuyers, we have been starting from...
How to Obtain a Mortgage for a Rental Property

How to Obtain a Mortgage for a Rental Property

By Tali Wee of Zillow Owning a rental property can be a great way to earn extra money on the side or even account for one’s...

Managing your Mortgage While Buying and Selling your Home

Moving between houses is challenging enough, and sometimes we are faced with the problem of adjusting our mortgage at the same...

Home Ownership–Would You Move to a Lower Cost of Living Area?

The average age of first time home ownership in the United States in the last 10 years has varied from 30 to 32 years of age,...
How to Figure Out Your Mortgage Payments

How to Figure Out Your Mortgage Payments

If you’re considering buying a house, you may just think you take out a loan from the bank and pay what they tell you to...

Filing Taxes – Mortgage Insurance Premium Tax Deduction Revived but Set to Expire at the End of This Year

At the end of 2012, much to do was made about the Fiscal Cliff and the fact that many of the Bush era tax cuts were set to expire. ...

Ways to Renegotiate Your Mortgage

If you are like many Americans struggling to make your monthly mortgage payment, you are not alone.  While the current economy...

Lifestyle changes and how they affect your mortgage

This is a Guest Post By Betsy Falwell Maybe you just lost your job. Perhaps you just had a baby. Or,maybe you’re planning your...

Can You File for Mortgage Bankruptcy?

Have you fallen behind in your mortgage payment?  Do you worry about losing your house or creditors calling you?  If so, you...
Is Now the Best Time to Refinance?

Is Now the Best Time to Refinance?

This is a guest post by Jason Cabler who blogs at http://www.cfinancialfreedom.com/ Image Source: http://ncfhaexpert.com Have...

Financial Resources

RSS Feed!

New in Personal Finance

How to Save for a Vacation When You’re Broke

When my husband and I first got married, we had $45,000+ in debt combined. We realized our predicament and were scared of the thought that we wouldn’t get to enjoy any of our child-free years traveling as we had envisioned, and instead just paying down debt. However, we weren’t willing to sacrifice all our happiness and dreams for the sake of being debt-free, so we figured out a way to save for a vacation even though by everyone’s standards, we were flat-broke. Vacations are not...

Three Easy Ways to Prevent Food Waste

In many third world countries, wasting food is not even considered an option, especially when there is usually not enough food to go around. Majority of Americans, however, have a huge problem with food waste. A large portion of food is thrown out by grocery stores and restaurants. The average household throws out up to 25% of their food, which costs over $2000 a year. Not only is food waste expensive, but it is a poor use of the resources that we have been blessed with. Here are three easy ways...

Looking for a Job? What You Should Know

After switching jobs five times in five years, I feel like I’ve learned a few things when it comes to looking for a job and landing a job. Some of the job changes were due to me wanting to work my way up the corporate ladder, and some other changes were due to the economic climate at the time. 2009 caused a lot of financial heartache and downsizing was inevitable in many companies. I take it as a badge of honor when friends come to me asking for tips on how to find a job, seeing as I had so much...

What To Do If You Owe Taxes but Don’t Have the Money to Pay

Every year, the deadline for Americans to file taxes is April 15th (unless the day falls on a weekend, then the deadline will be extended by a few days).  Yet, year after year many Americans scramble to pay their tax bill.  Even if you file a tax extension online  you are still responsible for paying what you owe on April 15th.  Interest on your balance begins accruing on April 16th.  If you know you are going to owe and you do not have money to pay, there are a few things you can do to lessen...

How We Survived on One Salary

Throughout our four years of marriage, there have been two occasions where my husband and I had to live off of one salary. The first time was for a period of four months when my husband quit his job to enter the fire academy full time. The second time was when my husband hurt his back and had to take a leave from work unpaid and couldn’t get disability pay. With the first experience, we had eight months to scrimp and save to allow for a nice cushion to fall back on as emergency savings. The second...

Choosing the Right Vehicle for Your Business

A small business will go to great lengths to save money. Some ambitious entrepreneurs will sell their car and ride a bike to work. In sunny locales, a few have gone the Vespa route and visit the gas station once every few weeks. For a company that relies on cars for delivery or sales routes, thinking carefully about which vehicle they purchase is critical. In a few cases, a start-up can create name recognition by driving branded cars that stand out in a crowd, even if the vehicle is mostly for commuting...

How I Plan on Saving Money with My Second Baby

When I found out I was pregnant with my first child three years ago, I knew I wanted to do things the frugal way. While I did save quite a bit of money, I still bought many unnecessary items and had unplanned costs. Now baby number two is expected later this year, and I have a much tighter budget than I had with the first. Here are my plans: Only Buy the Necessary: Having one baby helps parents see what was truly necessary. The only big items we saved from our first child were the crib and changing...

5 Unexpected Expenses for First Time Homebuyers

As my husband and I prepare to buy our first home, we’re coming to terms with how much money we really need to save. The prices in the Southern California house market are staggering enough, but there are always more hidden expenses that you need to think about than just the cost of the house. If you’re thinking about buying a house, you definitely want to increase your savings substantially. Will you have enough for 20% down payment? If not, you may have to look into an FHA loan which has lower...

Three Tips for Work at Home Moms

Work at home moms seem to have the best of both worlds since they can still earn money and still take care of their sweet bundle of joys. Then reality hits and working at home is not always the best of both worlds. So how do you balance making money at home with kids underfoot? Try these three tips out. Realize You Can’t Do It All: Being a full time mom and homemaker packs a lot of tasks on to your to-do list to begin with. Add on work tasks and some days you can feel like you are drowning in...

The Importance of Diversifying Your Side Gig

If you’ve spent any amount of time reading personal finance sites, you’ve undoubtedly come across the advice to get a side gig or side hustle.  What you may not see as often is the importance of diversifying your side gig.  While you may initially make a fair amount of money, things change.  To safe guard your side gig and extra income stream, your best protection is to diversify. For instance, I started my side gig three years ago.  I was submitting blogger’s posts to carnivals...

Feed!

personal-finance-101

How to Stay Motivated to Save Money

Saving money is a practice that most people have, at one time or another, taken part...

Deciding Whether You Should Rent or Buy a Home? Make Sure to Consider All The Costs

Interest rates are slowly creeping up, and the stale housing market is finally on...

The Single Best Thing You Can Do for Your Financial Future

What if someone told you when you graduated from high school that there is one thing...
Real Estate Law Help – What to Do When You’re Facing Eviction

Real Estate Law Help – What to Do When You’re Facing Eviction

A renter can face eviction for a variety of reasons, from not following the lease...
How to Figure Out Your Mortgage Payments

How to Figure Out Your Mortgage Payments

If you’re considering buying a house, you may just think you take out a loan...
  • Filing for Bankruptcy in Retirement – What You Should Know
  • Retirement Planning – What Being “Vested” Means
  • Filing for Bankruptcy – How Retirement Accounts Are Affected
  • So You’re Debt-Free, Now What?
  • The Biggest Dilemmas to Overcome When Making a Budget
  • Feed!

    books

    How to Get Rich: Wealth Building for the Financially Illiterate by Barbara Friedberg – A Review

    There are hundreds of personal finance books out there.  There are so many to choose from that it can be overwhelming.  However, if you’re looking for a straightforward guide who speaks...

    Book Review – I’m On My Own, And So Are You: Financial Security for Women by Judy Resnick

    There are many personal finance books out there that cater to both men and women, but there are few and far between that focus solely on women.  Financial planner and stock broker Judy Resnick’s...
  • The 10 Commandments of Money: Surviving and Thriving in the New Economy by Liz Weston – A Review
  • The Benevolent Dictator: Book Review
  • Book Review: Rich Brother, Rich Sister
  • Do you want to be a Quiet Millionaire ?
  • Shoo, Jimmy Choo: Book Review
  • You vs. Wall Street
  • Few Good Books on Investing and Personal Finance
  • Put Your Money Where Your Heart Is
  • Subscribe to our RSS Feed! Follow us on Facebook! Follow us on Twitter! Visit our LinkedIn Profile! Visit the Everything Finance Youtube Channel! Visit our Google+ Profile!