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10 Must-Have Mobile Apps for Holiday Shopping

10 Must-Have Mobile Apps for Holiday Shopping

A recent Pricegrabber survey reports 82 percent of online shoppers will use shopping apps to save on...
Is Now the Best Time to Refinance?

Is Now the Best Time to Refinance?

This is a guest post by Jason Cabler who blogs at http://www.cfinancialfreedom.com/ Image Source: http://ncfhaexpert.com Have...
Obama and Romney: Opposing Views on Small Business

Obama and Romney: Opposing Views on Small Business

I do my best to steer clear of politics when I’m talking finance, but the Presidential debate last...
Do you Want Free Glasses? (Even Prescription Glasses)

Do you Want Free Glasses? (Even Prescription Glasses)

Have you been shying away from wearing glasses? Do you think it takes away from your looks, yet you...
5 Sources of Retirement Income

5 Sources of Retirement Income

When you retire, it becomes important to have reliable sources of income. As many people found out during...
Peer to Peer Lending: Cautions and Considerations

Peer to Peer Lending: Cautions and Considerations

Peer-to-peer (P2P) lending has been getting an awful lot of attention these days. The big two P2P lenders...
The Energy Sucking Monster: Air Conditioning

The Energy Sucking Monster: Air Conditioning

This summer we have been experiencing record high temperatures across the nation. Keeping the house bearable...
So You’re Debt-Free, Now What?

So You’re Debt-Free, Now What?

It’s not a common situation, but it’s one that I know must apply to some of you out there. Debt is...
Can You Live a Cash Only Life?

Can You Live a Cash Only Life?

This may sound like a silly question but credit card companies would lead you to believe it is not possible...
How to create a good Craigslist ad and sell your stuff

How to create a good Craigslist ad and sell your stuff

My husband and I are moving and we’ve been scouring Craigslist ads to buy our furniture. We currently...
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mortgage

5 Programs for First Time Homebuyers

My husband and I have been on the journey of saving for our first house. As first-time homebuyers, we have been starting from...
How to Obtain a Mortgage for a Rental Property

How to Obtain a Mortgage for a Rental Property

By Tali Wee of Zillow Owning a rental property can be a great way to earn extra money on the side or even account for one’s...

Managing your Mortgage While Buying and Selling your Home

Moving between houses is challenging enough, and sometimes we are faced with the problem of adjusting our mortgage at the same...

Home Ownership–Would You Move to a Lower Cost of Living Area?

The average age of first time home ownership in the United States in the last 10 years has varied from 30 to 32 years of age,...
How to Figure Out Your Mortgage Payments

How to Figure Out Your Mortgage Payments

If you’re considering buying a house, you may just think you take out a loan from the bank and pay what they tell you to...

Filing Taxes – Mortgage Insurance Premium Tax Deduction Revived but Set to Expire at the End of This Year

At the end of 2012, much to do was made about the Fiscal Cliff and the fact that many of the Bush era tax cuts were set to expire. ...

Ways to Renegotiate Your Mortgage

If you are like many Americans struggling to make your monthly mortgage payment, you are not alone.  While the current economy...

Lifestyle changes and how they affect your mortgage

This is a Guest Post By Betsy Falwell Maybe you just lost your job. Perhaps you just had a baby. Or,maybe you’re planning your...

Can You File for Mortgage Bankruptcy?

Have you fallen behind in your mortgage payment?  Do you worry about losing your house or creditors calling you?  If so, you...
Is Now the Best Time to Refinance?

Is Now the Best Time to Refinance?

This is a guest post by Jason Cabler who blogs at http://www.cfinancialfreedom.com/ Image Source: http://ncfhaexpert.com Have...

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Top Three Money Mistakes Parents Make

There is no doubt that all of us parents love our kids, and that we want the best for them. However, I think it is a common trend and problem for us to love them with our George Washingtons a little more than we should. Just take a look at some of a normal parent’s expenses are, and you will find that many parents are doling out extra money for excess stuff, toys, activities, and more. Kids should be the love of our lives, but not the drainer of our wallets. Here are three top money mistakes...

Are You Frugal or Just Plain Cheap?

If you like to save money, you may have been called “frugal” or even “cheap” by those around you. But, if you don’t want to end up on TLC’s show Extreme Cheapskates, you might want to make sure you fall on the frugal side of the fine line between cheap and frugal. Here’s how: Know About Value One big difference between being cheap or frugal is paying for value. Sure, both frugal people and cheap people like to “save money”, but only one group of people is truly saving. Cheap...

5 Free Family Activities to Do This Summer

How many times have you heard your child say “I’m bored” this summer? Too often, families expect to get a lot of family time in during the summer, only to be bombarded with social events and plans that leave you exhausted and not having any of that summer fun you envisioned. Whether you’re strapped for cash and can’t afford a family vacation, or simply are tired of not doing the things you want to be doing, there are always ways to take advantage of free family activities during the summer. It’s...

Love Starbucks? Here’s 4 Ways to Save Money

Most financial experts would advise that you drop your Starbucks habit to save a lot of money a year. But let’s get real here, when you love your Starbucks (or other favorite coffee place) it is hard to give it up. Here are four simple ways to get the drinks you love at Starbucks for a cheaper price. Cheaper Tea Latte Starbucks chai tea latte is a favorite of many, but can cost $3.65 for a grande size. You can get a similar flavor by ordering a grande chai tea and asking for a little steamed...

Is Couponing Taking Over Your Life?

The extreme couponing obsession may have died down as far as the television show goes, but I still see many individuals who are obsessed with scoring a deal or stocking up on free items. One friend I know spends hours driving to different Toys R Us and Target locations to scan products that are wrongly marked clearance. She has scored some amazing deals, but it is hard to justify saving $100 on products that took 20-40 hours of effort and time to score. Time for a quick quiz to determine if couponing...

How to Save a Lot of Money

Whenever someone asks me how my husband and I are able to save half our income, they want a quick fix answer on how to save a lot of money. Most people have various reasons for saving—perhaps they want to go on vacation, they want to save for their children’s school, they’re trying to pay for a down payment on a house, they want financial security or to have a sizeable nest egg for retirement. Whatever the reason, there are certain steps that people take in order to save a lot of money. It’s...

How much should I save in an Emergency Fund?

We’ve already explained the many reasons why you need an emergency fund, even if you think you don’t need an emergency fund. Too many situations can arise where you’ll find yourself in need of some serious cash. Losing a job, medical emergencies, an unexpected family emergency. You may think you are secure but when that unexpected event happens, you’ll be really glad you managed to have an extra stash of dough to rely on. So how much should you save in an emergency fund? Well, it depends. What...

When Your Second Child is a Different Gender – How to Save Money

I still have a few weeks before I find out what gender my second child is. My first is a little girl, and even though we tried to keep things gender neutral, we have a lot of pink stuff. If we have a little boy, I can see the dollars signs spinning around my head, as I will have to get a whole new wardrobe and some other essentials. I am sure I am not the only mom in this predicament. So here are my ideas on how to save money on a different gender: 1. First, Who Cares if Some Things Are the Wrong...

5 Top Tips to Help You Stand Out at Trade Shows

In this day and age —where social media rules supreme, and companies spend millions of dollars annually in order to find outreach their products to people connected to the online world —face-to-face interaction is often forgotten. Whilst we are not trying to infer that online marketing and outreach is in any a negative thing, or should be given less attention by said companies, we are trying to suggest that the value of face-to-face interaction when it comes to marketing your product should be...

Household Items You Can Sell Right Now for Big Bucks

If you are struggling financially and need money right now, there are a few things you probably have in your house that can bring you big bucks in just a day or two. All you need to do is list them online and have enough courage to let them go! Not only will you bring in the cash, but you’ll declutter your house in the process. Here are some ideas: 1. Your Guest Bed Most homes have a guest room with a guest bed or a basement with a pull out sofa. If you can’t make your mortgage payment,...

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personal-finance-101

How to Stay Motivated to Save Money

Saving money is a practice that most people have, at one time or another, taken part...

Deciding Whether You Should Rent or Buy a Home? Make Sure to Consider All The Costs

Interest rates are slowly creeping up, and the stale housing market is finally on...

The Single Best Thing You Can Do for Your Financial Future

What if someone told you when you graduated from high school that there is one thing...
Real Estate Law Help – What to Do When You’re Facing Eviction

Real Estate Law Help – What to Do When You’re Facing Eviction

A renter can face eviction for a variety of reasons, from not following the lease...
How to Figure Out Your Mortgage Payments

How to Figure Out Your Mortgage Payments

If you’re considering buying a house, you may just think you take out a loan...
  • Filing for Bankruptcy in Retirement – What You Should Know
  • Retirement Planning – What Being “Vested” Means
  • Filing for Bankruptcy – How Retirement Accounts Are Affected
  • So You’re Debt-Free, Now What?
  • The Biggest Dilemmas to Overcome When Making a Budget
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    books

    How to Get Rich: Wealth Building for the Financially Illiterate by Barbara Friedberg – A Review

    There are hundreds of personal finance books out there.  There are so many to choose from that it can be overwhelming.  However, if you’re looking for a straightforward guide who speaks...

    Book Review – I’m On My Own, And So Are You: Financial Security for Women by Judy Resnick

    There are many personal finance books out there that cater to both men and women, but there are few and far between that focus solely on women.  Financial planner and stock broker Judy Resnick’s...
  • The 10 Commandments of Money: Surviving and Thriving in the New Economy by Liz Weston – A Review
  • The Benevolent Dictator: Book Review
  • Book Review: Rich Brother, Rich Sister
  • Do you want to be a Quiet Millionaire ?
  • Shoo, Jimmy Choo: Book Review
  • You vs. Wall Street
  • Few Good Books on Investing and Personal Finance
  • Put Your Money Where Your Heart Is
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