Everything Finance

So, you want to marry rich?

Marrying for solely financial reasons has always been frowned upon in our moralistic culture. As much...

How to create a good Craigslist ad and sell your stuff

My husband and I are moving and we’ve been scouring Craigslist ads to buy our furniture. We currently...

Want to Start a Home Business? 3 Things You Need

The recent recession, and the current concern over what’s next for the economy have many people...

The Best Credit Score to Buy a Car

When you go to buy a car, you want to get the best deal. While getting a good deal does rely on your...

Credit Card or Debit Card: Which is Better?

One of the biggest debates in the world of personal finance is whether it is preferable to use a credit...

How to Set Up a Joint Bank Account

One of the financial questions you have to answer when you are part of a couple is this: Should we open...

What are Taxes, and Why Do We Need Them?

Photo by DonkeyHotey Last week, many of us paid taxes, or filed a tax return for taxes overpaid throughout...

What Is Private Mortgage Insurance? (PMI)

Carrying a mortgage is customary for most homeowners. It’s rare indeed when someone can actually...

The Top Twelve Investing Mistakes

Photo by photosteve101 Mistake # 1. Buy and hold mutual funds This strategy lost money over the last...

12 Different Taxes That Americans Pay

Source: http://www.granthammond.com 1) Income Taxes Whenever some one things of taxes they usually think...

Know Your Taxes – Income Tax

United States citizens are responsible to pay a yearly income tax based on their taxable income, which is their net income minus...

Know Your Taxes – Corporate Tax

Much like individuals are charged income tax on their income, businesses are charged corporate tax on their net profits.  Businesses...

Know Your Taxes – Currency Conversion Tax

Currency conversion taxes are those taxes utilized in the financial sector for financial transactions as opposed to taxes on consumers...

Know Your Taxes – Excise Tax

Excise taxes, also known as indirect taxes, are those charged to the manufacturer on the production of items for sale with the...

Know Your Taxes – Ad Valorem

Ad valorem taxes, from the Latin, according to value, are ones that you must pay on the assessed value of real estate and other...

Know Your Taxes: Consumption Tax

Consumption tax is a tax on goods or services.  In the United States, consumption taxes have an important place in American history;...

Last minute Tax Tips

Here are some quick last minute IRA and general tax tips: •       It’s not too late to get 2011 Tax Returns- If you fund...

Know Your Types of Taxes – Expatriation Tax

The United States government, unlike other governments, expects its citizens to pay U.S. taxes regardless if the citizens lived...

Tax Breaks for Home Owners

If you are a home owner, you may enjoy having your own place and yet feel overwhelmed with the financial responsibility.  While...

Job Hunting? You May Be Able to Get a Tax Deduction

In this economy, many people are job searching, which can be expensive.  Between paying for resume quality paper, mailing out...

Do you consider children expenses or investments?

The cost of raising a child from birth to age 18 for a middle-income, two-parent family averaged $226,920 in 2010 (not including college), according to the U.S. Department of Agriculture.Add college into the mix, and you’re looking at a very steep price tag. Wouldn’t you want some great rate of return on this very expensive investment? Expense or investment? In some cultures, it is expected that children will take care of their parents. There is very little emphasis on retirement savings...

Don’t overspend this summer

With summer just around the corner, your diet isn’t the only thing that usually takes a nosedive—your budget does as well. For some reason, summer seems to be the season of spending. There’s vacations to take, parties to host, and late nights out enjoying the summer weather. Who wants to cook a meal in, when it would be so much nicer to enjoy a long happy hour out with friends? I have fallen victim to many of these late nights that put a major dent in my wallet. I am determined to stick to...

Everything Finance Monthly Round Up – Thank You to Our Service Men and Women

Many people plan barbecues and picnics on Memorial Day weekend, but it is also important to remember the sacrifices our service men and women have made.  Recently Vice President Biden gave a moving speech to families who had lost loved ones in the line of duty and recounted his own depths of grief after the loss of his wife and daughter in a car accident 40 years ago.  For those who have served and made the ultimate sacrifice and their loved ones that remain behind, it is important to make this...

How to Allocate Funds for Emergencies

Last year Money issued a startling statistic—in a random poll of 1,900 Americans, more than 50% of them said they would struggle to come up with $2,000 in the event of an emergency (CNNMoney).  Don’t let that be you.  If you don’t have any money yet set aside for your emergency fund, take these steps to start an emergency fund: Have the money automatically deducted from your paycheck.  It truly is as simple as out of sight, out of mind.  If you don’t see the money every week, you are...

5 More Ways to Cut Your Wedding Budget Before You Cut the Cake

Planning a wedding on a small budget? It may seem like an impossible feat, but it can be done with a little creativity and planning. Here are five more ways to save on your wedding budget. Don’t forget to check out the first part of this series: 5 Ways to Cut Your Budget Before You Cut Your Cake. Cut Invitation Costs: If you have a color printer, than you are one step closer to saving hundreds of dollars on your invitations, thank you cards, and other paper crafts. There are so many software programs...

How to save during Memorial Day weekend

The unofficial start of the summer season is among us, with Memorial Day weekend quickly approaching. Along with honoring our fallen comrades, Memorial Day marks the beginning of summer—and with that, comes expensive vacations, dinners out, and all sorts of fun activities to tear your wallet apart. But don’t let the holidays deter your savings. You don’t have to go crazy overboard with the festivities to have a good time. Here are a few tips on how to save during memorial day weekend:  Have...

How much money does it take to be happy?

According to a recent survey by WSL/Strategic Retail, most Americans believe it takes $150,000 a year to buy what they need, afford some extras, and save too. This salary is more than three times the national median salary of $49,445 in 2010, and it’s enough to put a household into the top 10% nationally. However, according to a 2010 study by Princeton University’s Woodrow Wilson School, a person only needs a salary of $75,000 a year to be truly happy. This is only half the salary which most...

How to Find Online Coupons for Your Favorite Restaurant

Americans love to eat out.  Good Morning America reported recently that “In 2010, the average consumer spent $2,505 when eating food away from home, according to the United States Department of Labor.”  That is over $200 a month spent just on eating out.  Like any fat category in your budget, the dining out category can be curbed without sacrificing quality.  Finding online coupons for your favorite restaurant is surprisingly easy.  Try these strategies:Use your Facebook account.  If...

Top Four Budgeting Apps to Keep Your Finances on Track

Pageonce If you are like most people, you have a smart phone or an IPad or something similar. Why not put these savvy technological devices to work for you by using apps that will save you money. Top Budgeting Apps 1. Your Bank’s App – FreeNow that businesses have upgraded to the 21st century, it is very likely that your bank has a free downloadable app. Having your bank’s app installed on your smart phone or computer can help you keep track of your finances at the touch of a...

How to Transfer Money Between Banks

You may need to transfer money between bank accounts if you have money in two different banks.  There are several ways to do this beyond the obvious of driving to one bank, withdrawing the money and then depositing it at the other bank.  Which way works best for you depends on how quickly you need the money and how much money you want to spend to transfer the funds. U.S. Mail.  This is the simplest method; just mail a check from one bank to your other bank and wait for it to be deposited and the...

How to Allocate Funds for Emergencies

Last year Money issued a startling statistic—in a random poll of 1,900 Americans,...

How to Transfer Money Between Banks

You may need to transfer money between bank accounts if you have money in two different...

5 Great Ways to Stay Away from Your Savings Account

If you’ve considered dipping into your savings in the past few years of economic hardship,...

How to Avoid Check Bouncing Charges

If you write a check or pay a bill electronically from your checking account but...

How to Open a Bank Account

Opening a bank account is a rite of passage for any teenager who is earning income. ...