If you’re on a budget this holiday season, fear not! There are so many great gifts that you can give your family and friends that will only cost you $5 or less.
From gag gifts to sentimental ones, I know that you’ll be able to find the perfect present among the ten ideas below.
1. Nail Polish
Women love nail polish. It’s definitely a sickness! Get us a pretty holiday color, and I promise that we’ll love it for at least a year to come!
2. An Old Movie
I love looking through...
The UK financial crisis became glaringly evident in 2007. Since that time, the economy has been steadily undermined by the banking sector and thousands of people have suffered financial losses. The problem came to a head in 2008 with the government bailout of RBS Group, Lloyds TBS and HBOS. This multibillion dollar bailout was extremely unpopular with the public and was very clearly the cause of the dreadful austerity measures that followed. Additionally, the bailout apparently did not help. Today,...
The concept of work and its role in a human’s life has always been somehow controversial in whether job is a ‘need to’ or a ‘want to’. The whole American dream is by its nature based on this contradiction as one’s achievement is measured not by an existing standard (as it doesn’t really exist) but by one’s personal goals, in other words, whether one does what he wants to and earns a decent amount of money for it or whether one works to support oneself and does what he likes as a hobby.
The day my grandpa turned 62, he retired and put the family house on the market. That fall, he and my grandma, flush from the sale of their house and a good retirement that they had pinched pennies to contribute to for over 40 years, bought a used RV and hit the road.
They traveled through many warm weather states including California, New Mexico, Arizona, and Florida before deciding to winter in Florida every year. In the summer, they drove their RV up and parked it beside our house and lived...
Just recently, I read about the “Four Gift Rule.” I have mentioned it in passing, but now that we are only weeks away from Christmas, I wanted to give it a post all its own.
The four gift rule is based on a simple premise. The holidays in the United States have gotten completely out of control. Everyone talks about it, but no one does anything about it. You can hear lots of parents having a discussion about materialism, saying it’s terrible and out of control, yet they still have...
This is a guest post from Sarah Greesonbach, who is a contributor at Suburban Finance
Have you ever signed up for an exercise program, gym membership, or subscription, only to find out months later you’ve squandered your money and time with no results to show for it? Maybe you’ve gone to the gym once or twice and then dropped the ball.
Welcome to the club; we’ve all done it with something, but fitness clubs and gym memberships are probably the most common. It doesn’t have to be that way....
It’s tempting every year. Maybe you need a new television, or a washer/dryer set, and are thinking you could save a lot of money by buying on Black Friday.
Chances are you probably don’t even need any of these items but the allure of Black Friday and its sales that are supposed to be the best of the year, are just too much to pass up.
But I’ll let you in on a little secret: If you want to save the most money on Black Friday– don’t go shopping.
That’s right. Don’t...
This year, I’ve decided to step away from the Christmas hype. No, I won’t stop buying Christmas presents as Robert Fulghum, author of All I Need to Know I Learned in Kindergarten, did one year. (Though I must admit that sometimes hopping off the holiday commercial train would be welcome!) Instead, I plan to buy presents that will not only please my family members but will also help the sellers.
This year, I plan to buy many of my presents from local vendors and from people with...
It’s that time of year again. Everyone is completely freaking out about Black Friday sales. There are tons of inserts in the newspapers and countless commercials of the big box stores promising the best deals.
Many of my friends and family members are talking about how they’re going to shop starting at midnight on Thanksgiving Day, and the stores that are open on Thanksgiving Day are making the news.
Frankly, I don’t know why we even have Thanksgiving at all, when the whole focus...
No matter how careful you are with your money, you likely have spending regrets. AARP recently published an article that listed the top 10 items people regret buying:
first generation technology
as seen on TV merchandise
get rich quick schemes
gym memberships/exercise equipment
pet toys and novelties
prepaid funeral plans
While none of those items make my list of most regretted purchase, I do certainly have my fair share of items...