Looking for a Job? What You Should Know

Published on Apr 17 2014 // Career
Looking for a Job? What You Should Know
After switching jobs five times in five years, I feel like I’ve learned a few things when it comes to looking for a job and landing a job. Some of the job changes were due to me wanting to work my way up the corporate ladder, and some other changes were due to the economic climate at the time. 2009...

How We Survived on One Salary

Published on Apr 10 2014 // Personal Finance
How We Survived on One Salary
Throughout our four years of marriage, there have been two occasions where my husband and I had to live off of one salary. The first time was for a period of four months when my husband quit his job to enter the fire academy full time. The second time was when my husband hurt his back and had to take...

5 Unexpected Expenses for First Time Homebuyers

Published on Apr 04 2014 // Real Estate
5 Unexpected Expenses for First Time Homebuyers
As my husband and I prepare to buy our first home, we’re coming to terms with how much money we really need to save. The prices in the Southern California house market are staggering enough, but there are always more hidden expenses that you need to think about than just the cost of the house. If you’re...

When You’re Not Making Enough Money

Published on Mar 30 2014 // Cost of Living
When You’re Not Making Enough Money
Most people, at some point in their lives, have suffered from not having enough money. It may seem like you’re working nonstop and no matter what you do, there is never enough money to go around. For some people, not making enough money may be due to unexpected job loss, perhaps a job demotion....

Money Tips for College Students

Published on Mar 21 2014 // Kids and College, Student Loans
Money Tips for College Students
When I entered college, I was ready for college life: school, working part-time, and the parties that go with it. But what I wasn’t prepared for was how to manage my money in college. Suddenly, your parents are no longer around to manage everything and you’re sort of thrown into the big bad world...

5 Programs for First Time Homebuyers

Published on Mar 17 2014 // Housing Market, Loans, Mortgage, Real Estate
My husband and I have been on the journey of saving for our first house. As first-time homebuyers, we have been starting from scratch in figuring out exactly what it takes to buy a house. After meeting with our credit union recently, we were deflated and feeling like we’ll never be able to buy a house. But...

How We Got Through Debt In Our Marriage

Published on Mar 06 2014 // Debt, Personal Finance
How We Got Through Debt In Our Marriage
When my husband and I got married, we were broke. So broke that we had to downsize from our one-bedroom apartment to a studio loft. It was really hard being broke and the debt really took a toll on our relationship. But here we are, almost four years since we’ve been married, and we’ve paid off all...

Five Ways to Increase Your Salary

Published on Feb 27 2014 // Career, Earning Money
Five Ways to Increase Your Salary
When I graduated college in 2006, the job market was still pretty healthy. However, unlike my econ and science-major friends who were snagging high-paying, well-respected jobs, jobs for English majors like me were few and far between and not paying very well. At the time, I was starting to think I should...

Are you making these money mistakes?

Published on Feb 22 2014 // Personal Finance
Are you making these money mistakes?
Most likely, you’re already well underway with your financial goals for 2014. Are you saving enough? Spending less? Earning more? It’s easy to keep track of the numbers and see how much we progress—or delineate from our goals. But what about the money mistakes we make? Sometimes, it’s just about...

How to Negotiate a Raise

Published on Feb 19 2014 // Career, How To Guide
How to Negotiate a Raise
There are usually two things people recommend when you’re working on paying off debt: spend less and make more. Spending less is usually the easy part, but it’s the earning more that often has people in a quandary. Of course we want to earn more money, who doesn’t? When paying off debt, many people...

How to Give to Charity When You’re Broke

Published on Feb 13 2014 // Give Back
How to Give to Charity When You’re Broke
So you’re a philanthropist with no money? Welcome to the club. Twenty-somethings often run into the problem where they’re so broke setting up their financial foundation that they don’t have any money left over to give to charity. It’s not that we’re a selfish generation as we’re often labeled...

How to Reach Your Savings Goals Fast

Published on Feb 11 2014 // Savings
How to Reach Your Savings Goals Fast
If you’ve already worked to pay off debt, and are ready to hit the next step in your financial journey, then you’re probably looking to reach your savings goals fast. Many people who have worked on Dave Ramsey’s snowball method have a hard time transitioning from paying off debt to...

How We’re Preparing to Buy Our First House

Published on Jan 30 2014 // Housing Market, Personal Finance
How We’re Preparing to Buy Our First House
If you’ve been following our journey, you know that my husband and I have started an audacious goal of saving $30,000 this year with the full intention of using these funds for a down payment to buy our first house. Last year, I asked if it was the right time to buy a house. Ultimately, we decided...

How to stay on track with your financial resolutions

Published on Jan 28 2014 // Personal Finance
How to stay on track with your financial resolutions
As February rolls around, you may have already forgotten about those New Year’s resolutions you were so set that you were actually going to accomplish this year. If you made financial resolutions, whether to save up money, pay off debt, or start contributing toward retirement—it’s not too late...

Cheap Date Ideas for Valentine’s Day

Published on Jan 23 2014 // Personal Finance
We all know that Valentine’s Day is a hallmark holiday, but that won’t stop your girlfriend from wanting to celebrate it. If you can feel your wallet throbbing in pain, don’t fret–there are plenty of ways to celebrate Valentine’s Day for cheap. Who wants to be overcrowded,...

How to save money on pet costs

Published on Jan 17 2014 // How To Guide
How to save money on pet costs
A month after getting married, my husband and I inherited our pup from a family friend. Essentially, he’s always been a member of our family. When my husband would work 24-hour shifts, Bentley is the one who would keep me company. So there’s really very little I wouldn’t do for my dog and I always...
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