Melissa Batai - 2/8 - Everything Finance

Book Review – I’m On My Own, And So Are You: Financial Security for Women by Judy Resnick

Published on Mar 18 2013 // Finance Books, Personal Finance

There are many personal finance books out there that cater to both men and women, but there are few and far between that focus solely on women. Financial planner and stock broker Judy Resnick’s new book does just this. Renick’s Background Resnick, like many young girls coming of age in...

Real Estate–Assessment Vs. Appraisal

Published on Mar 11 2013 // Real Estate

If you own a home or are planning to buy a home, you’ve likely heard the terms real estate appraisal and real estate assessment. Those new to the housing market may assume that they are the same thing, but they are actually different because they are calculated in two different ways and are used...

Property Tax Vs. Real Estate Tax

Published on Mar 04 2013 // Real Estate, Taxes

Homeowners are familiar with real estate tax largely because real estate tax may take a chunk of their money every year, but did you know that property tax is not always the same thing? Many people use the terms interchangeably, but they are not exactly the same. Part of the confusion is because...

Real Estate Law Help – What to Do When You’re Facing Eviction

Published on Feb 25 2013 // Finance 101, Legal, Real Estate

A renter can face eviction for a variety of reasons, from not following the lease agreement, to causing damage to the apartment, to, most commonly, not paying rent. After all, the landlord prefers conscientious tenants who pay on time and cause the least amount of disturbance. If you’re in the...

Everything Finance Monthly Round Up: Daytona Injuries

Published on Feb 24 2013 // Finance Around The Web

The Daytona 500 was today, but the real news came when fans were hurt, some seriously, when debris and even an engine flew through the metal fencing and into the stands after a terrific crash. Around the web, I have been reading some excellent personal finance articles. Here are some of my favorites: Budgeting...

Types of Coverage for Business Insurance

Published on Feb 18 2013 // Business, Business Insurance, Insurance

If you own your own business, there are plenty of tasks you have–creating and producing your product, ordering supplies, marketing to customers, and paying payroll, among other things. Even though your time is precious and you likely have much to do, don’t overlook business insurance. ...

How to Figure Out Your Mortgage Payments

Published on Feb 11 2013 // Finance 101, Home Insurance, Housing Market, Insurance, Mortgage

If you’re considering buying a house, you may just think you take out a loan from the bank and pay what they tell you to pay monthly. Unfortunately, it’s a bit more complicated than that, and understanding what is included in your monthly payment as well as how much you’ll have to pay...

Types of Identity Theft – What Is Business or Commercial Identity Theft?

Published on Feb 04 2013 // Banking, Business, Credit Cards

Identity theft is an unfortunate reality for consumers. In today’s environment, it is very easy for a thief to steal your personal information, including your social security number, and begin to charge up debts using your identity. Even if you are careful about where you share your social...

Filing Taxes – Mortgage Insurance Premium Tax Deduction Revived but Set to Expire at the End of This Year

Published on Jan 29 2013 // Housing Market, Insurance, Mortgage, Taxes

At the end of 2012, much to do was made about the Fiscal Cliff and the fact that many of the Bush era tax cuts were set to expire. However, after some last minute wrangling from our Congress men and women, many of those tax cuts were extended, to the relief of many taxpayers. Many homeowners who were...

Everything Finance Monthly Round Up: Women in Combat

Published on Jan 28 2013 // Finance Around The Web

The announcement was made last week that female military members will now be able to serve in combat. While some commend this as one more equal right for women, some male soldiers complain that it will be a distraction. Others wonder if women will now be eligible for the draft. Around the web, I...

Filing Taxes – Retirement Savings Contribution Credit

Published on Jan 20 2013 // Retirement, Taxes

Like it or not, tax season is here. You may be gathering all of your documents in one place in preparation for filing your own taxes or visiting your accountant. However, make sure not to forget the paperwork necessary to receive the Retirement Savings Contribution Credit, now known as the Savers’...

Ways to Renegotiate Your Mortgage

Published on Jan 14 2013 // Loans, Mortgage

If you are like many Americans struggling to make your monthly mortgage payment, you are not alone. While the current economy has many struggling, the good news is that banks are more likely now to work with you than ever before. Because banks have had to foreclose on so many homeowners, they would...

Can You File for Mortgage Bankruptcy?

Published on Jan 08 2013 // Debt, Mortgage

Have you fallen behind in your mortgage payment? Do you worry about losing your house or creditors calling you? If so, you are not alone. Since 2008, many people have had to leave their homes because they could not keep up with the monthly payments and were eventually foreclosed on. Thousands...

The Debt Movement Is Here: Will You Join?

Published on Jan 02 2013 // Debt

(Photo credit: Images_of_Money) Debt is a tool that can allow you to have something now that you can’t truly afford. The majority of people take on debt to buy a home; saving up cash to buy a home outright is nearly impossible for most people. Many also borrow to buy a car. Then there are...

Everything Finance Monthly Round Up: Welcome to 2013

Published on Dec 30 2012 // Finance Around The Web

2013 is only one day away. 2012 has been an eventful year and also contained several tragedies such as Hurricane Sandy and the Newtown school shooting. The fiscal cliff looms, and some still hold out hope it can be inverted. While no year is without strife, here is hoping that 2013 is a less tumultuous...

Start The New Year Right–Declutter and Make Money Selling Books & Electronics

Published on Dec 17 2012 // How To Guide

The typical New Year’s resolutions are to lose weight and improve health. However, many of us also start the new year with a spending hangover from the holidays. If you would like to start the new year with some extra cash and an organized, de-cluttered home, why not sell or trade in some of...