Three Ways to Rebuild Your Credit Score Fast

Published on Mar 09 2014 // Credit Cards, Debt
Three Ways to Rebuild Your Credit Score Fast
Financial problems seem multiplied when your credit score is bad. It is amazing how many aspects of life a bad credit score can affect. Everything from buying a home, paying off debt, and even finding a job can be negatively affected with a poor credit score. Thankfully, you can rebuild your credit quite...

Proactive Steps You Can Take to Protect Your Identity When There Is a Credit Breach

Published on Jan 13 2014 // Credit Cards
A few weeks ago, people were stunned and outraged to hear of Target’s security breach that left millions of customers who shopped at Target in November and December in a vulnerable position for identity theft because hackers had stolen their credit card numbers. Now, it appears the news is much...

Don’t Let Credit Cards Ruin Your Vacation

Published on Jul 02 2013 // Credit Cards
Without a doubt, the summer is the most popular time of the year for people to travel. No matter where you’re going on your vacation, it’s important to plan ahead to make sure that your trip goes smoothly. For many people, credit cards play an important role in traveling. They’re often used to...

How to Avoid the Vicious Credit Card Debt Cycle

Published on Jun 19 2013 // Credit Cards
How many times have you found yourself paying off the same credit card over and over again? Perhaps you paid off that 5, 10 or $15,000 debt and swore to yourself that you would never get into credit card debt again, but yet you found yourself a year later back in the same credit card debt hole. I’m...

Credit Cards and Making the Most of Them

Published on Jun 14 2013 // Credit Cards
Credit Cards and Making the Most of Them
If you use a credit card in the right way, they can actually be a good money saving option. Able to cut the cost of your shopping, improve your credit rating and offering good borrowing rates, if you’re money-savvy you might find that having a credit card can keep you on the right side of your bank...

aqua Credit Cards for Rebuilding Credit

Published on Apr 23 2013 // Credit Cards
Credit cards from aqua are designed to help people build their credit history from the ground up. When used responsibly, they provide a strong source of credit with many different features and benefits that cater specifically for people who want to take control of their credit score and have financial...

The Best No Interest Credit Cards of Q2 2013

Published on Apr 17 2013 // Credit Cards
This article was written by Logan Abbott. Logan is a personal finance and credit card expert with over 10 years of experience. He is also the editor of MyRatePlan.com, a leading credit card comparison website. It’s tax season and that means you’ve probably been taking a good look at your finances...

3 Tips For Calling Your Credit Card Company

Published on Apr 12 2013 // Credit Cards
3 Tips For Calling Your Credit Card Company
I know that not everyone likes talking on the phone. I get it. It can be a little awkward, especially if you are calling your credit card company to ask for something that you want. This could be anything from lowering the interest rate on your card to having some fees waived. It’s very hard to...

Should You Use a Promotional No-Interest Credit Card for Big Purchases?

Published on Mar 11 2013 // Credit Cards, Personal Finance
Should You Use a Promotional No-Interest Credit Card for Big Purchases?
When it comes to frugal living, many people advocate paying for something outright in cash. Obviously, that is wise because if you do not have the funds for it at the time of purchase, you probably will not have the funds for it when the credit card payment is due. While I believe cash is the best option,...

3 Credit Cards for Bad Credit That Can Help Repair Your Score

Published on Feb 05 2013 // Credit Cards, Debt, Supporter
This guest post was written by Jason Bushey. Jason is a personal finance blogger and the Editor of Creditnet.com, a leading online authority on credit card repair. Bad credit credit cards get an unfair rap, but the fact of the matter is they’re actually some of the most important credit repair...

Types of Identity Theft – What Is Business or Commercial Identity Theft?

Published on Feb 04 2013 // Banking, Business, Credit Cards
Types of Identity Theft – What Is Business or Commercial Identity Theft?
Identity theft is an unfortunate reality for consumers.  In today’s environment, it is very easy for a thief to steal your personal information, including your social security number, and begin to charge up debts using your identity.  Even if you are careful about where you share your social...

6 Ways to Save on Holiday Gifts

Published on Nov 26 2012 // Budgeting, Credit Cards, Shopping
6 Ways to Save on Holiday Gifts
Credit Card (Photo credit: 401(K) 2012) While many shoppers can’t wait to grab the savings that Black Friday offers, there are others who dislike spending hundreds of dollars on holiday gifts.  I am one of them. I enjoy giving gifts, but we are paying off some bills from my husband’s graduate...

Younger Workers Rely Heavily on Credit Cards

Published on Nov 15 2012 // Credit Cards
Younger Workers Rely Heavily on Credit Cards
Photo: HEMERA/THINKSTOCK Across the United States debt takes its toll on members of all generations in various ways.  Younger workers are struggling with high rates of unemployment and low wages causing them to rely more heavily on credit cards to get by. With heavy credit card use to make up for lost...

How to Avoid Check Bouncing Charges

Published on Apr 30 2012 // Banking, Credit Cards, Finance 101, Personal Finance
How to Avoid Check Bouncing Charges
If you write a check or pay a bill electronically from your checking account but do not have sufficient funds to cover that check, you will be charged a non-sufficient funds (NSF) fee which often ranges from $20 to $30, depending on your bank or credit union.  In addition, the person you gave the bounced...

Play Your Credit Cards Right

Published on Mar 20 2012 // Credit Cards, Debt
Play Your Credit Cards Right
As a certified credit counselor I spend the majority of my day helping people that have gotten in over their heads with credit cards. I am typically not a proponent of credit card use, however when used responsibly you can actually use credit cards to your advantage. The credit-card game has changed...

Five things you can do to improve your credit rating

Published on Mar 14 2012 // Credit Cards, Debt, Supporter
Five things you can do to improve your credit rating
There’s been a lot of fuss over credit ratings or credit scores in the past few years. This is largely due to the massive media coverage of payday loans. The press has generally portrayed these loans in a bad light and in so doing has left many people feeling wary about their credit score. Your credit...
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