Today was a real doozie for me. I was sorting out my student loan info because the servicing company had requested my most recent tax documents at the beginning of December. Oops. I’d meant to do it (promise!), but the holidays took their toll and it must’ve slipped my mind.
As I sifted deeper into...
Bankruptcy is a terrible thing, and it leaves a colossal blemish on your credit report for a minimum of seven years. In some cases, the black mark will remain on your record for up to a decade.
Ouch.
Talk about personal finance meltdown. To top things off, the credit crisis still has the U.S. in a vice...
Most people have no idea that under the U.S. law’s definition, there are technically 6 credit bureaus that track consumers’ financial exploits. The lesser-known of the bunch – ChexSystems, Telecheck, and EWS – are reporting agencies that provide info to financial institutions when consumers apply...
I’m not a big believer in the whole Mayan calendar prediction thing, so I’ve opted not to drain all my accounts or start prepping for doomsday. Since the holidays are now behind us and we’ll still be around come 2013, it’s time to turn our attention to getting our financial houses in order.
Don’t...
Okay, I’ll fess up first. I’m one of the millions of Americans that fails to save for the holidays. Yes, I’m aware there are holiday savings accounts and regular savings accounts and shoe boxes and all sorts of other neat tricks to help you save for the festive time of the year, but what can I...
If you’re like me, then you tend to wait until the last minute to get things done during the holidays. Work, family, and other everyday obligations take up most of my time, so every year, it seems like I watch the calendar in dismay as the date creeps closer and closer to the holidays.
Here I find...
Here on Everything Finance, we’ve covered countless ways to save money during the holidays. Today, I’m going to focus on some ways to score some extra money to use on all those presents you still need to buy for everyone on your list.
It’s still early enough to squeeze in some extra moneymaking...
christmas 2012 (Photo credit: paparutzi)
I, for one, simply dread the holidays. I once looked forward to their arrival – I eagerly penned my Christmas list with delight, and I always wondered why my mom seemed so stressed out all season long.
Now I know.
I’ve become a parent, so I feel the newfound...
Here at Everything Finance, we look at all things money from a variety of angles. Today, in light of the upcoming holiday season, I’d like to focus on consumerism versus family.
Our economy needs a boost, and one way retailers are attempting to infuse a jolt of much-needed cash into their yearly earnings...
Okay, okay – I know the post title is a touch on the dramatic side. But not really. See, I’ve known about Pinterest for quite some time, but I’ve never really used it before.
I’m an SEO and social media writer by trade. That’s why it was inevitable that I would eventually have to break...
It’s a common malady in this economic climate: not having enough money to pay the bills. The majority of the US population is struggling, and things aren’t looking to lighten up any time soon. Most families today are living paycheck to paycheck, and it’s ripping apart national morale bit by bit.
There’s...
It’s true there’s a difference between rich people and the rest of us. People can become “inadvertently” rich for many reasons: inheritance, family money, winning the lottery, or luck with some awesome stock pick or cool new invention. But it merits pointing out that those “self-made” souls...
I do my best to steer clear of politics when I’m talking finance, but the Presidential debate last night has left the Internet buzzing about the aftermath. For the sake of Everything Finance, I thought it would be a good night to post about the differences between the incumbent and the challenger when...
Peer-to-peer (P2P) lending is something I’ve been writing about for quite a while now. I maintain that it’s a fantastic new way to bypass the banks and less-than-desirable investment vehicles in favor of a platform over which you have complete control.
Quite a few people are concerned with the medium,...
It’s interesting to me that so many people are afraid of P2P lending platforms, yet they’re more than willing sign up for – and max out – credit cards. Credit cards that are fleecing America. I think the fear stems from many factors, but the biggest issue is that p2p lending is relatively new...
We go through a boatload of groceries in my house each month. It wasn’t always like that, but adding two babies and an extra adult into the mix has really shaken things up around here. Before we implemented our current strategy, my husband was making near-daily trips to the store and our spending was...
