5 Programs for First Time Homebuyers

Published on Mar 17 2014 // Housing Market, Loans, Mortgage, Real Estate
My husband and I have been on the journey of saving for our first house. As first-time homebuyers, we have been starting from scratch in figuring out exactly what it takes to buy a house. After meeting with our credit union recently, we were deflated and feeling like we’ll never be able to buy a house. But...

How We’re Preparing to Buy Our First House

Published on Jan 30 2014 // Housing Market, Personal Finance
How We’re Preparing to Buy Our First House
If you’ve been following our journey, you know that my husband and I have started an audacious goal of saving $30,000 this year with the full intention of using these funds for a down payment to buy our first house. Last year, I asked if it was the right time to buy a house. Ultimately, we decided...

House selling tips to secure a sale

Published on Jul 01 2013 // Housing Market
If you are selling your home and you are having trouble finding buyers that will commit you are not alone. People all over the world experience these issues and it can be frustrating when all you want to do is sell your property for a fair price and move on to a new home. If your home has been on the...

How to save up for a down payment

Published on May 21 2013 // Housing Market, How To Guide, Savings
It’s not any secret that my husband and I are vying to be homeowners. Home ownership has always been a goal of ours, but it has often taken the back burner to more pressing things, like graduate school, job training requirements, and paying down the last $14,000 of our student loan debt. We’ve been...

5 Ways to Save for a House Down Payment

Published on Apr 08 2013 // Debt, Housing Market
After years of waiting, we’re getting the itch to buy a home.  However, for most people, the process of beginning to thinking about buying a home to actually buying one is usually several years, largely because you need to get your finances in order and save for a hefty down payment. Before you...

Is now the right time to buy a home?

Published on Apr 04 2013 // Housing Market
According to the media, now is the perfect time to buy a house. Or –wait a minute—wasn’t 2010 the perfect time to buy a house because prices were so ridiculously low and interest rates were low too? No, no, no, 2005 was the perfect time to buy a house, because if you waited any longer, you were...

So You’re buying a house…

Published on Mar 20 2013 // Housing Market, Real Estate
Congrats! Good for You! I’m really excited for you, truly. The process of buying a home can be really stressful. You’re going to swing and miss on more houses than you can count, but the only thing that matters is finding that perfect house. There are a few things that you should know before putting...

How to Figure Out Your Mortgage Payments

How to Figure Out Your Mortgage Payments
If you’re considering buying a house, you may just think you take out a loan from the bank and pay what they tell you to pay monthly. Unfortunately, it’s a bit more complicated than that, and understanding what is included in your monthly payment as well as how much you’ll have to pay...

Filing Taxes – Mortgage Insurance Premium Tax Deduction Revived but Set to Expire at the End of This Year

Published on Jan 29 2013 // Housing Market, Insurance, Mortgage, Taxes
At the end of 2012, much to do was made about the Fiscal Cliff and the fact that many of the Bush era tax cuts were set to expire.  However, after some last minute wrangling from our Congress men and women, many of those tax cuts were extended, to the relief of many taxpayers. Many homeowners who were...

How to Invest When the Economy Picks Up

Published on Dec 03 2012 // Housing Market, Investing, Personal Finance
How to Invest When the Economy Picks Up
Everyone seems to be living in suspended financial hibernation these days. The economy has been in the toilet for quite some time now, but if history teaches us anything, chances are it will bounce back at some point down the line. Will you be prepared? Saving for an emergency fund is a critical move...

The Top 5 Real Estate Markets in the U.S.

Published on Oct 01 2012 // Housing Market
The Top 5 Real Estate Markets in the U.S.
Image Source: http://www.trexglobal.com The housing market is beginning to rebound ever so slightly, so now might be the time to enter the housing market for the first time or to buy a rental property.  Thanks to the housing crisis, though, buying a home isn’t simply a matter of finding a place...

How to Save Money on your Move

Published on Feb 09 2012 // Housing Market, How To Guide, Savings
How to Save Money on your Move
After more than a year of living in a shack, my husband and I will be moving. This will be the third time in three years–and hopefully the last for a very long time. Every time I move, I vow it will be the last time I do it without hiring movers. And then I found out the cost of hiring movers....

Tax Breaks for Home Owners

Published on Feb 08 2012 // Housing Market, Taxes
If you are a home owner, you may enjoy having your own place and yet feel overwhelmed with the financial responsibility.  While owning a home can be costly, the government does offer some tax relief to lessen your financial burden.  As a homeowner, you may be able to take advantage of several tax incentives. To...

Good News in the U.S. Housing Market

Published on Dec 19 2011 // Housing Market
The U.S. housing market might have some good news, Reuters reported on Sunday. It seems that for the first time since 2005, U.S. residential construction might be expanding a little next year. It might, in turn, add a little to GDP growth in 2012. It would add not much, of course, but it would complement...
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