It’s not any secret that my husband and I are vying to be homeowners. Home ownership has always been a goal of ours, but it has often taken the back burner to more pressing things, like graduate school, job training requirements, and paying down the last $14,000 of our student loan debt.
We’ve been...
After years of waiting, we’re getting the itch to buy a home. However, for most people, the process of beginning to thinking about buying a home to actually buying one is usually several years, largely because you need to get your finances in order and save for a hefty down payment.
Before you...
According to the media, now is the perfect time to buy a house. Or –wait a minute—wasn’t 2010 the perfect time to buy a house because prices were so ridiculously low and interest rates were low too? No, no, no, 2005 was the perfect time to buy a house, because if you waited any longer, you were...
Congrats! Good for You! I’m really excited for you, truly. The process of buying a home can be really stressful. You’re going to swing and miss on more houses than you can count, but the only thing that matters is finding that perfect house. There are a few things that you should know before putting...
If you’re considering buying a house, you may just think you take out a loan from the bank and pay what they tell you to pay monthly.
Unfortunately, it’s a bit more complicated than that, and understanding what is included in your monthly payment as well as how much you’ll have to pay...
At the end of 2012, much to do was made about the Fiscal Cliff and the fact that many of the Bush era tax cuts were set to expire. However, after some last minute wrangling from our Congress men and women, many of those tax cuts were extended, to the relief of many taxpayers.
Many homeowners who were...
Everyone seems to be living in suspended financial hibernation these days. The economy has been in the toilet for quite some time now, but if history teaches us anything, chances are it will bounce back at some point down the line.
Will you be prepared?
Saving for an emergency fund is a critical move...
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The housing market is beginning to rebound ever so slightly, so now might be the time to enter the housing market for the first time or to buy a rental property. Thanks to the housing crisis, though, buying a home isn’t simply a matter of finding a place...
After more than a year of living in a shack, my husband and I will be moving. This will be the third time in three years–and hopefully the last for a very long time. Every time I move, I vow it will be the last time I do it without hiring movers.
And then I found out the cost of hiring movers....
If you are a home owner, you may enjoy having your own place and yet feel overwhelmed with the financial responsibility. While owning a home can be costly, the government does offer some tax relief to lessen your financial burden. As a homeowner, you may be able to take advantage of several tax incentives.
To...
The U.S. housing market might have some good news, Reuters reported on Sunday. It seems that for the first time since 2005, U.S. residential construction might be expanding a little next year. It might, in turn, add a little to GDP growth in 2012. It would add not much, of course, but it would complement...
