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Archive for the ‘Investing’ Category:

Are Options Riskier Than Stocks?

Published on Feb 01 2012 // Investing
Are Options Riskier Than Stocks?
Options are far more risky than owning stock. As for affordability, if you can’t afford Google at $500/share, you probably can’t afford the Google option at $5,000 either. (You have to buy options in lots of 100, so one option at $50/per is purchased as 100 for $5,000.) If you see a very...

Think Before You Invest: What Are You Comfortable With?

Published on Jan 30 2012 // Investing
Investing in and for your future is a smart move. But there are so many different types of investments that it doesn’t pay to dive headlong into the first one you come across. It’s great to feel eager about investing your money. Maybe you’ve finally gotten around to setting a budget, trimming your...

Investment in gold and other precious metals is gaining popularity

Published on Jan 20 2012 // Investing
Bonds and stocks were considered to be a reliable method of investment since the past several years, but the recent economic uncertainty has caused a lot of investors to reconsider their investment plans. Even though some people consider that bonds and stocks might still be a better option to invest...

Prosper Peer to Peer Lending: A Review

Published on Oct 12 2011 // Banking, Investing, Product Reviews
Prosper Peer to Peer Lending: A Review
Prosper is a peer-to-peer lending service that can be attractive to both borrowers and lenders.  Started in 2006, Prosper.com is currently the largest peer-to-peer lending service with over 1 million members and 262,000,000 in funded loans.  Prosper offers borrowers loan rates as low as 6.59% depending...

Is Now the Time to Apply? Credit Card Offers At Every Corner

Published on Oct 05 2011 // Banking, Credit Cards, Financial News, Investing
Is Now the Time to Apply? Credit Card Offers At Every Corner
If your mailbox is stuffed full of credit card offers, you may be contemplating opening one of them up. After sifting through all the junk credit offers, you might actually find a diamond in the rough. Because of the economy, credit card issuers are going to town when it comes to credit card marketing...

Mastercard Wants to Woo the Wealthy

Published on Sep 30 2011 // Credit Card Reviews, Credit Cards, Financial News, Investing
Across the globe, 85% of retail transactions currently are made by means of cash or check, reports American Banker website.  MasterCard sees that number as an opportunity, according to President and Chief Executive Ajay Banga, as it provides a big audience for them to target. MasterCard wants to promote...

How to Budget for Future Investments

Published on Sep 05 2011 // Investing
Recent volatility in the stock market shows us how important it is to be prepared to take advantage of opportunities. When the stock market drops, or when an investment you have been eying goes “on sale,” you want to be able take advantage of the opportunity. This means having money ready...

Disadvantages of Investing in Treasury Bills

Published on Aug 29 2011 // Investing
Disadvantages of Investing in Treasury Bills
Many people like investing in Treasury bills because they are generally safe, when compared to other investments. Indeed, even with current economic troubles, Treasury bills are still backed by the most stable taxpayer base in the world. As a result, it is relatively easy to feel confident went investing...

The ABCs of Investing in a Debt World

Published on Aug 16 2011 // Investing
The ABCs of Investing in a Debt World
Pay Yourself First (Not the Bill Collectors). When your gains compound, you can become financially free. When your debt compounds, you are enslaved by your bills. Do not wait until you get out of debt to start saving and investing. You will never get out of debt if you do not increase your assets and...

How to Get the Highest Return for Your Investment

Published on Aug 08 2011 // Investing
How to Get the Highest Return for Your Investment
In today’s economic and investment climate, many people are especially concerned with getting the highest return for their investment. This often requires a great deal of planning and insight. You need to make sure that you are doing what you can to get the best value for your investment dollar....

Lower Your Current Interest Rate

Published on Aug 08 2011 // Investing
Refinancing is the best option to lower your current mortgage interest rate and therefore decrease your monthly payment. To qualify for the lowest mortgages rates, there are several pieces that are helpful to be aware of. Looking for the Lowest Mortgage Refinance Rates Over the internet you can find...

Are Bonds at Risk of Default?

Published on Aug 04 2011 // Investing
Are Bonds at Risk of Default?
While the risk of “default” in the U.S. or even most of the corporations is still very low, the risk of devaluation is high. When interest rates rise, the value of the bond goes down. If you can hold the bond to term and the municipality or corporation pays back the principal, then you’re...

How to Invest During Inflation

Published on Jul 25 2011 // Investing
How to Invest During Inflation
Inflation is an almost-silent eroder of your wealth. Inflation represents a rise in prices; it’s a decline in your purchasing power. One of the goals of your investing plan should be to beat inflation. Many estimates put average annual inflation over a long period of time at about 3% annually....

5 Good Places to Look For Investment Advice

Published on Jul 04 2011 // Investing
When it comes to investing, many of us feel a little bit overwhelmed. After all, there is a great deal of information out there, and it can be hard to determine where to get the best advice. The good news is that, even with all the noise, you can find some solid information about investing, and get good...

Secrets to a Million Dollar Nest Egg

Published on Jun 24 2011 // Finance Life Stages, Investing, Personal Finance
Secrets to a Million Dollar Nest Egg
A millionaire thinks quite differently. A million dollars to a millionaire is a chance to earn 10% gain – which is $100,000. In the millionaire’s mind, the first year’s gains pay off the debt, and you get to keep the million in principal to earn another $100,000 the following year. If that...

Are Bonds A Safe Bet ?

Published on May 20 2011 // Investing
Are Bonds A Safe Bet ?
The answer is yes and no. If you purchase a bond, hold it for the duration of the term, receive an interest rate that pays you a nice income and the borrower doesn’t default, then bonds are safe. However, there are a lot of ifs in that sentence. And those if’s can slide down a slippery slope...
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