UAE bank loans on the rise in 2014

Published on May 29 2014 // Loans
After a difficult few years, the UAE banking industry has started to see some significant improvements and is enjoying restoration to its infrastructure. Banks have begun focusing on expanding their retail portfolios, continuing to build general and specific provisions for bad loans, and, in fact, bad...

Money Tips for College Students

Published on Mar 21 2014 // Kids and College, Student Loans
Money Tips for College Students
When I entered college, I was ready for college life: school, working part-time, and the parties that go with it. But what I wasn’t prepared for was how to manage my money in college. Suddenly, your parents are no longer around to manage everything and you’re sort of thrown into the big bad world...

5 Programs for First Time Homebuyers

Published on Mar 17 2014 // Housing Market, Loans, Mortgage, Real Estate
My husband and I have been on the journey of saving for our first house. As first-time homebuyers, we have been starting from scratch in figuring out exactly what it takes to buy a house. After meeting with our credit union recently, we were deflated and feeling like we’ll never be able to buy a house. But...

How a quick loan can help you get out of a tight spot!

Published on Jul 28 2013 // Loans
No matter what our situation in life, whether we are rich, poor, employed or not employed, at times we need a little help.  In days gone by it was great when we had extended family around that could help us out on an immediate short term basis, but what happens now?  Many of us find ourselves out on...

Guarantor loans for those with bad or no credit history

Published on Jul 28 2013 // Loans
People take out loans all the time, and this could be for a number of different reasons. Some people however will find it very difficult to take out a loan if they have a bad credit history or no credit history at all, and this could result in you having to pay an incredibly high rate of interest and...

Is it Worth it to Pay 0% interest debt?

Published on Jul 26 2013 // Debt, Loans, Student Loans
Over the last three years, my husband and I have been working diligently to pay off $45,000 of debt that we had when we first got married. The debt was a combination of a car loan, credit cards, and student loans. After working hard to pay it off, we have $1000 left of the original debt, and another...

When you need cash urgently: quick loans and borrowing

Published on Jul 17 2013 // Loans
Borrowing is at its most useful when it’s solving urgent and important matters that can’t wait until you would otherwise have money, such as pay day. This is where payday loans often come in handy as they provide money through borrowing but use a shorter repayment period and model that proves...

Payday Loans Are Not Meant to be Part of a Plan

Published on Jul 17 2013 // Loans
Short-term loans should never be used as a solution to “get back on your feet”. Using a high interest cash advance to take care of a crisis with no immediate way to pay the debt off in full is indicative of serious financial trouble. Those that lend quick cash out to people with bad or no...

The Best UK Loans as Cash Quick Credit Products

Published on Jul 16 2013 // Loans
There are several UK companies that can help you out of a tight spot. The best UK  loans come from the most reputable companies. So long as you find an accredited moneylender, like Sterling UK Loans, it’s possible to get your hands on cash quick – sometimes in as little as just one hour....

Is Working in the Summer As a College Student Worth It?

Published on Jul 08 2013 // Kids and College, Loans, Student Loans
College students work hard all academic year, writing papers, studying, taking tests.  The old adage used to be that then they should work hard during the summer earning money to help pay for college. Thirty years ago, working hard during the summer a student could make enough to pay a large portion...

A Beginner’s Guide to Getting Out of Student Loan Default

Published on Jun 20 2013 // Student Loans
Defaulting on student loans is a big deal, but it isn’t the end of the world. There are steps you can take to get out of default, but start by working with the company holding the loan. Ignoring the problem is useless and sure to exacerbate the situation. If you’re in default, take action...

5 Ways to Avoid Debilitating Student Loan Debt

Published on Jun 17 2013 // Debt, Kids and College, Loans, Student Loans
If you’re a recent college graduate, you likely have student loan debt, perhaps crippling student loan debt.  I graduated from grad school 14 years ago, and finally, this year, I’ll pay off the last of my student loan debt.  (Debt taken out for a career field I’m not even in anymore.) If...

Top Reasons Why People Apply For A Loan

Published on Jun 05 2013 // Loans
Top Reasons Why People Apply For A Loan
The biggest single reason people apply for a loan is to purchase a home. Mortgages, where the borrower provides the property as security against non payment, are a huge segment of lending. An estimated 60% of all domestic property has some form of mortgage loan outstanding. The total value of all property...

Heads Up: Keep an Eye on Those Student Loans

Published on May 10 2013 // Featured, Loans, Personal Finance
Heads Up: Keep an Eye on Those Student Loans
Today was a real doozie for me. I was sorting out my student loan info because the servicing company had requested my most recent tax documents at the beginning of December. Oops. I’d meant to do it (promise!), but the holidays took their toll and it must’ve slipped my mind. As I sifted deeper into...

Why Car Title Loans can turn out to be a Bad Idea for Some People

Published on May 03 2013 // Loans
Before applying for a auto title loan, or any loan for that matter, one should take a moment to consider whether they will be able to afford it in the long run or not. Some people may plan to hurriedly take on a car title loan without doing any sort of planning on how to pay it back. These people can...

Can Title Loans Really Help Someone in need ?

Published on May 02 2013 // Loans
Financial crisis do happen, and one must always be prepared for them. However, there are situations when one has to find cash immediately, and there are almost no options left. These types of loans work by having the title of your item, usually a car, as a collateral. Processing would be fast. However,...
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