5 Programs for First Time Homebuyers

Published on Mar 17 2014 // Housing Market, Loans, Mortgage, Real Estate
My husband and I have been on the journey of saving for our first house. As first-time homebuyers, we have been starting from scratch in figuring out exactly what it takes to buy a house. After meeting with our credit union recently, we were deflated and feeling like we’ll never be able to buy a house. But...

How to Obtain a Mortgage for a Rental Property

Published on Jan 13 2014 // Mortgage
How to Obtain a Mortgage for a Rental Property
By Tali Wee of Zillow Owning a rental property can be a great way to earn extra money on the side or even account for one’s primary income. While it’s a great investment, most people can’t buy a rental property outright. Just as homebuyers finance homes, landlords need to look at their mortgage...

Managing your Mortgage While Buying and Selling your Home

Published on May 22 2013 // Mortgage
Moving between houses is challenging enough, and sometimes we are faced with the problem of adjusting our mortgage at the same time. The changing of mortgages has to be carefully managed so that home owners can minimize costs. Luckily, simply calculating the break cost and understand bridging finance...

Home Ownership–Would You Move to a Lower Cost of Living Area?

Published on May 06 2013 // Cost of Living, Mortgage, Taxes
The average age of first time home ownership in the United States in the last 10 years has varied from 30 to 32 years of age, depending on the economy (Economists Outlook).  My guess is that it might also depend on the area of the country people reside in.  Certainly buying a house in rural Iowa is...

How to Figure Out Your Mortgage Payments

How to Figure Out Your Mortgage Payments
If you’re considering buying a house, you may just think you take out a loan from the bank and pay what they tell you to pay monthly. Unfortunately, it’s a bit more complicated than that, and understanding what is included in your monthly payment as well as how much you’ll have to pay...

Filing Taxes – Mortgage Insurance Premium Tax Deduction Revived but Set to Expire at the End of This Year

Published on Jan 29 2013 // Housing Market, Insurance, Mortgage, Taxes
At the end of 2012, much to do was made about the Fiscal Cliff and the fact that many of the Bush era tax cuts were set to expire.  However, after some last minute wrangling from our Congress men and women, many of those tax cuts were extended, to the relief of many taxpayers. Many homeowners who were...

Ways to Renegotiate Your Mortgage

Published on Jan 14 2013 // Loans, Mortgage
If you are like many Americans struggling to make your monthly mortgage payment, you are not alone.  While the current economy has many struggling, the good news is that banks are more likely now to work with you than ever before. Because banks have had to foreclose on so many homeowners, they would...

Lifestyle changes and how they affect your mortgage

Published on Jan 08 2013 // Mortgage, Supporter
This is a Guest Post By Betsy Falwell Maybe you just lost your job. Perhaps you just had a baby. Or,maybe you’re planning your wedding. No matter the reason, any time your lifestyle changes is an opportunity to evaluate your home loan, to help you reduce your expenses and maximize the money in your...

Can You File for Mortgage Bankruptcy?

Published on Jan 08 2013 // Debt, Mortgage
Have you fallen behind in your mortgage payment?  Do you worry about losing your house or creditors calling you?  If so, you are not alone.  Since 2008, many people have had to leave their homes because they could not keep up with the monthly payments and were eventually foreclosed on.  Thousands...

Is Now the Best Time to Refinance?

Published on Oct 11 2012 // Mortgage, Popular
Is Now the Best Time to Refinance?
This is a guest post by Jason Cabler who blogs at http://www.cfinancialfreedom.com/ Image Source: http://ncfhaexpert.com Have you thought seriously about refinancing your home mortgage lately?  If you haven’t, you should probably consider taking a serious look it, because in a lot of cases (especially...

Hedge Your Bets with Real Estate Investment in Australia

Published on Oct 02 2012 // International Mortgage, Supporter
In an unstable global economic environment, Australian real estate has been doing remarkably well. Housing prices more than doubled between 2004 and 2009 in many major cities, including Brisbane, Adelaide, and Melbourne. The Reserve Bank of Australia has been regulating interest rates to prevent a crash...

The Advantages of a Semi-Monthly Mortgage Payments

Published on Sep 10 2012 // Mortgage
Buying a home is a large responsibility, and the monthly payment will likely be your single largest expense every month.  However, just as there are a variety of terms to choose when deciding on your mortgage (such as 15 year or 30 year or fixed rate or adjustable rate), there are also a variety of...

The Benefits of a Balloon Mortgage

Published on Aug 06 2012 // Mortgage
The Benefits of a Balloon Mortgage
If you are in the housing market, choosing what home to buy is not your only big decision.  You will also have to think carefully about the type of mortgage you will take out.  While most people think of the two most popular types of mortgages, fixed rate and adjustable, there are other types of mortgages...

Saving Money by Comparing Home Loans

Published on Jul 06 2012 // Mortgage
Shopping for a home loan is really no different from hunting down any other great deal.  You just need to have a plan of attack and find the best deal for you. Comparing Home Loans When you start your hunt, make sure to look around at what is available.  First find general rates that are being offered...

Easy Finance for your Brand New Home

Published on Jun 08 2012 // Mortgage, Real Estate, Supporter
Are you looking for easy finance for your home? This may be the time that you think is fit to shift to a home that you own instead of staying in a rented apartment. However, buying a new home can be quite expensive but you could get easy finance for the new home that you are planning to buy if you are...

Offset Mortgage Calculator

Published on Feb 01 2012 // Offset Mortgage, Supporter
Offset mortgage calculator users will know that this method can be a fantastic money saver. By using an offset mortgage calculator, it is possible to cut interest rates on a mortgage by paying it sooner. By doing so, it is possible to save money in terms of paying taxes and hiking interest rates. It...
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