February 15th, 2012 
Suzanne Cramer This may sound like a silly question but credit card companies would lead you to believe it is not possible to live a cash only life. Their marketing teams push hard to make us believe life without a credit card is just not possible.
Those of us that have been in debt or are struggling to get out know that credit cards are not all they are cracked up to be.
February 13th, 2012 Ashley Eneriz Whether you have found the perfect life mate or not, there are three financial goals that everyone should work on before they walk down the aisle. Marriage is truly a blessing, but finances are the number one item couples argue about. To keep your marriage sailing smoothly and to give yourself a good start financially, work toward these three goals before saying, “I Do”.
November 30th, 2011 Melissa Batai Like it or not, your credit score can affect where you are hired, how much money you pay in interest over the course of a loan and whether or not you can even qualify for a loan. Since the start of the Great Recession and the housing market downturn, it is increasingly difficult to even obtain a loan. While a FICO score of 650 may have been a score that did not hinder your borrowing ability in years past, now it just might.
October 3rd, 2011 Miranda Marquit One of the biggest trends right now in personal finance is the move toward prepaid cards. These are cards, debit or credit, that allow you to “load” a certain amount of money, and then use it. The idea is that you can use them conveniently, anywhere that accepts major credit cards.
June 23rd, 2011 Tushar Mathur A financial advisor can help you develop a well-thought-out personal investment plan that is tailored specifically to your needs. Here are some tips to help you find a good financial advisor.
Understand How Financial Advisors Get Paid.
Some financial advisors get paid strictly for giving advice.
June 22nd, 2011 Tushar Mathur Summer break used to mean fun in the sun for many students, but the tragically high cost of college tuition means many must keep their noses to the grindstone after classes have ended. The problem is actually finding work when you only have three or four months to spare.
June 21st, 2011 Tushar Mathur Before you decide on a Savings Plan, educate yourself with the different asset classes and how they play an important role in determining your savings strategy.
Different Asset Classes
Stocks are units of ownership in a company. When you buy stock you become a part owner, or “shareholder,” of the company.
June 20th, 2011 Tushar Mathur The slow economy has brought about even greater awareness regarding personal retirement funds. More and more individuals are starting to wonder if they have planned properly, and many others are beginning to realize that they didn’t save enough to reach their initial goals. To make sure that you will be able to retire when you so desire, you need to be proactive about your retirement now by:
Determining How You Want to Live
Would you like to be able to travel the world when you retire, or are you more interested in downsizing to quiet, country living?
June 17th, 2011 Tushar Mathur Market risk is the likelihood that the value of your investment will go up or downover time. In general, the longer your investing timeframe, the more likely you are to approach the historical return potential for your investments.
Inflation risk is different. In short-term investing situations, inflation poses little risk to the value of your investments.
May 16th, 2011 Miranda Marquit One of the biggest debates in the world of personal finance is whether it is preferable to use a credit card or a debit card. Of course, there is no standard answer. As with all issues in personal finance, whether you should use a debit card or a credit card comes down to your own preferences and your financial goals.
May 12th, 2011 Tushar Mathur Large financial institutions are struggling to recover from the mortgage crisis, credit card defaults, and loss of clients to the economic downturn. In attempts to make up the shortfalls and respond to stiffer federal regulations, most of the very large banks have implemented new ATM fees to increase their revenue.
May 11th, 2011 Tushar Mathur Budgeting is an important aspect of managing personal finance effectively. Many people have a natural tendency to shy away from the word and anything to do with “restricted” spending. For these individuals, it is important to understand the true purpose of a budget.
May 9th, 2011 Tushar Mathur Saving up six to nine months’ income for an emergency fund is a significant undertaking. And, you’ll want to make sure that you invest your emergency fund-and all your money, for that matter, in the best possible accounts. Hopefully, we all understand that some accounts are better than others for maximizing your money.
May 3rd, 2011 Tushar Mathur DINKY couples are becoming more and more common in our culture. You ask yourself, what is a DINKY and the answer is a young couple with a dual income but no kids. DINKY couples face their own financial challenges and you might be surprised at how many couples have difficulty managing their finances.
May 2nd, 2011 Miranda Marquit One of the financial questions you have to answer when you are part of a couple is this: Should we open a joint bank account? The answer, of course, has largely to do with personal preference. My husband and I find that there are benefits to having a joint account.
April 25th, 2011 Miranda Marquit Last week, many of us paid taxes, or filed a tax return for taxes overpaid throughout the year. This time of year often prompts many to wonder why we need taxes, and figure out what they are used for.
What are Taxes?
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