A renter can face eviction for a variety of reasons, from not following the lease agreement, to causing damage to the apartment, to, most commonly, not paying rent. After all, the landlord prefers conscientious tenants who pay on time and cause the least amount of disturbance.
If you’re in the...
If you’re considering buying a house, you may just think you take out a loan from the bank and pay what they tell you to pay monthly.
Unfortunately, it’s a bit more complicated than that, and understanding what is included in your monthly payment as well as how much you’ll have to pay...
When you picture who typically files for bankruptcy, you may envision people in their 20′s who spent recklessly or people in middle age who suffered job loss or high medical bills that made their debt soar out of control. Likely the last image in your mind is senior citizens, but surprisingly,...
One of the nice perks many employers offer is a match to your own retirement contributions. An employer match can be a powerful tool to help you grow your retirement savings more quickly. However, to encourage employee longevity, many employers do not let the employee access the money the employer...
Most people don’t want to file for bankruptcy and put off doing so for as long as possible. Some are ashamed and don’t want a bankruptcy on their record for seven or more years. Others are worried about losing everything including their cars, home, and retirement accounts.
If you do have to file...
It’s not a common situation, but it’s one that I know must apply to some of you out there. Debt is the great equalizer, and the overwhelming majority of Americans are saddled with more than their fair share. But there are some who manage to tame the monster of indebtedness. Those people are left...
Mention budget to most people, and they cringe or explain how much they h-a-t-e! budgeting. Those people who realize having a budget is important may take the time to create a budget, but then they don’t follow it and continue to spend freely. At the end of the month, they still aren’t sure where...
Does your money seem to just slip right through your fingers?
If so, you are not alone. Between the economy and the high cost of goods as well as our consumer driven American culture, getting ahead financially can seem difficult.
However, the best way to grow your wealth is to make a financial plan...
While the U.S. economy is slowly improving, there have been concerns that we may see another recession fueled by the economic instability in Europe. Now is not the time to relax budgeting skills you may have implemented during the most recent recession. Instead, now is the time to carefully evaluate...
Two of the best ways to get ahead financially are to earn more and to spend less. If you are looking to spend less and to embrace frugality, there are 10 tips that will help you keep more money in your pocket to grow your wealth. These strategies are useful for anyone, but especially if you currently...
One of the best ways to control your money is to keep track of your spending. There are many different software programs that will do this for you. Today we are going to look at Pear Budget, an online budgeting program. You can try it for free for 30 days; after that, it is $4.95 per month to use.
How...
Creating a budget may be difficult, but sticking to it is often the challenging part, especially if you have variable income. Whether you work on commission, are self-employed, are a freelancer or work in a field such as construction where you have some months where you make very little income, budgeting...
Last year Money issued a startling statistic—in a random poll of 1,900 Americans, more than 50% of them said they would struggle to come up with $2,000 in the event of an emergency (CNNMoney). Don’t let that be you. If you don’t have any money yet set aside for your emergency fund, take these...
You may need to transfer money between bank accounts if you have money in two different banks. There are several ways to do this beyond the obvious of driving to one bank, withdrawing the money and then depositing it at the other bank. Which way works best for you depends on how quickly you need...
If you’ve considered dipping into your savings in the past few years of economic hardship, or if you’ve actually had to do so, then by no means are you alone.
Since the onset of this recession, many American families have had to make tough decisions regarding the use of savings/emergency funds that...
If you write a check or pay a bill electronically from your checking account but do not have sufficient funds to cover that check, you will be charged a non-sufficient funds (NSF) fee which often ranges from $20 to $30, depending on your bank or credit union. In addition, the person you gave the bounced...