After years of being a Penny Hoarder, one remarkable thing I have discovered is that free money is everywhere. Yes, you may need to jump through some hoops to get that free money, but so what? It is free money! If you stay organized and on top of the offers, you can get free money with no strings attached, which can help you get ahead financially, take a fabulous trip you have been dreaming of or grow your retirement (on someone else’s dollar!).
I have several ways that I like to get free money. Start looking at these sources, and you will be amazed at how many free money offers you can get. The key is to only sign up for a new account or product if there is free money attached.
Credit cards. Elite credit cards often offer free bonuses when you sign up. These are not available to all consumers though, as the companies tend to target those with ample income and stellar credit.
A better way to get free money from credit cards is to use the rewards wisely. For instance, you may have one credit card that during one quarter offers 4% back on all gasoline purchases. During that quarter, use that card to purchase gas. After this bonus drops off, maybe use a different credit card that offers 2% on all purchases, including gas.
If you carefully manage several credit cards with different rewards programs and make sure to pay off your card in full each month, earning several hundred dollars from the cards a piece is completely possible. One blogger I know makes more than a thousand dollars a year. That is a cool grand in free money!
Investment accounts. Online brokers are always looking to recruit new clients. As Forbes says, “To be heard on the Internet, you first need to be seen.” One of the best ways to be seen and then to be heard is to offer free money. Brokers offer deals frequently, and the free money can range from $50 to several hundred dollars. The more you invest or transfer, the more free money you receive.
Bank accounts. Online banks are a great source of free money. ING Direct regularly offers free sign up bonuses of $25 to $50 or more when you create a checking account or savings account with them. They even offer deals for kids’ and teens’ accounts. These bonuses happen a few times a year. If you are considering opening an ING Direct account, wait until you see the offer for free money.
Being a Penny Hoarder involves making wise money choices, whether that be ways to save money or unique ways to make more money. One of the best ways to make money is to take advantage of free money. Follow the rules and get your free money. You don’t have to keep all of the accounts open; if you choose, you can simply close them after you have free money.
Kyle Taylor is a freelance blogger at www.ThePennyHoarder.com, a daily blog with 100’s of weird and wacky ways to make extra money.
photo credit: dotpolka
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Prescriptions and pharmacies! I have one prescription, and even month or two, I switch it to a different pharmacy to get a $25 gift card. It's usually good for about $200 every year!