Public Savings Bank Classic Secured VISA Card
The Public Savings Bank Classic Secured VISA Card is a different card in many ways. The Public Savings Bank Classic Secured VISA Card does not have any upfront or monthly fees. Just a flat $50 Annual Fee. There is however a onetime fee of $79.00. Thereafter, a fee of $25 is charged for increasing the credit limit of Public Savings Bank Classic Secured VISA Card.
As far as credit goes:
- No Credit Check for Approval
- No Checking account required
- Reports to All 3 Major Credit Bureaus!
- All Applications considered
- Quick and easy online application
- 4 Ways to Fund Your Card
- Accepted Everywhere you see the Visa Logo
- Choose your own Credit Limit $200-$3000
- Fast Rush Shipping
- FREE 24/7 Online Account Access
The Public Savings Bank Classic Secured VISA Card is the only card that offers 0% introductory rate for all its customers for first six months. Once the introductory period is over, the PR will be a maximum of 18%, which is significantly lower than any other card. There is no penalty pricing for the customers of Public Savings Bank Classic Secured VISA Card. The rate will remain the same no matter how late is the customer. Other than this, the customers will also get a grace period of 25 days to pay their bills. In simple words, if a customer pays the entire bill within the given duration, the transactions will become interest free.
To sum up, there are some unique features that make Public Savings Bank Classic Secured VISA Card a special card:
- Prime plus 11% variable APR – Not an introductory rate
- No checking account required
- No upfront or monthly fees. Just a flat $50 annual fee
- Build credit history with all three major credit bureaus
- Your credit is not a factor!
- We report to the three major credit bureaus: TransUnion, Equifax and Experian
- Lifetime credit lines up to $5,000
- Free fraud protection against unauthorized use
- No penalty APR
- Build credit history
- Real Visa credit card – Not a prepaid or debit card
But before signing for a Public Savings Bank Classic Secured VISA Card, the customers must look into some other points as well. They must read the terms and conditions carefully.
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