Savvy Money Tips That Will Work For Anyone

Published on May 03 2013 // Personal Finance
Savvy Money Tips That Will Work For Anyone
Sometimes it seems that most money tips are just aimed at the pros, so below I’ve included several tips that will work for absolutely anyone. Enjoy! Track What You Buy So You Don’t Overspend It sounds hard, but really tracking what you spend doesn’t take much time or effort. All you need...

3 Tips For Calling Your Credit Card Company

Published on Apr 12 2013 // Credit Cards
3 Tips For Calling Your Credit Card Company
I know that not everyone likes talking on the phone. I get it. It can be a little awkward, especially if you are calling your credit card company to ask for something that you want. This could be anything from lowering the interest rate on your card to having some fees waived. It’s very hard to...

Your Marriage: Who Spends & Who Saves?

Published on Mar 14 2013 // Personal Finance
Your Marriage: Who Spends & Who Saves?
It’s common knowledge that money is one of the primary topics that couples argue about. This is especially true when one of you is a spender and one is a saver. Now, you might think that having one spender and one saver is actually a recipe for disaster. However, if you question several of your...

The Pros & Cons of Credit Cards vs. Cash

Published on Feb 22 2013 // Personal Finance
The Pros & Cons of Credit Cards vs. Cash
These days, we have an unlimited amount of methods to purchase items. We can use credit cards, cash, checks, PayPal, gift cards, and even a variety of phone apps. However, the two most common forms of payment are still cards and cash. Many people have told me that they spend way more money with their...

3 Important Rules for Retirement

Published on Dec 03 2012 // Retirement, Supporter
3 Important Rules for Retirement
retirement (Photo credit: 401(K) 2012) Planning for your retirement years can be a real challenge. Many people spend a considerable amount of time researching retirement strategies, using various online retirement calculators and trying to determine what age they might actually be able to retire. The...

How to Avoid Check Bouncing Charges

Published on Apr 30 2012 // Banking, Credit Cards, Finance 101, Personal Finance
How to Avoid Check Bouncing Charges
If you write a check or pay a bill electronically from your checking account but do not have sufficient funds to cover that check, you will be charged a non-sufficient funds (NSF) fee which often ranges from $20 to $30, depending on your bank or credit union.  In addition, the person you gave the bounced...

Bad Credit? Bank Accounts That Will Forgive You

Published on Apr 04 2012 // Banking
If you have bad credit, you may find it is difficult to have any of the basic financial services you used to enjoy such as a credit cards and a checking account.  However, as more and more people have bad credit and file for bankruptcy, more banks are beginning to offer services to those individuals. ...

Five things you can do to improve your credit rating

Published on Mar 14 2012 // Credit Cards, Debt, Supporter
Five things you can do to improve your credit rating
There’s been a lot of fuss over credit ratings or credit scores in the past few years. This is largely due to the massive media coverage of payday loans. The press has generally portrayed these loans in a bad light and in so doing has left many people feeling wary about their credit score. Your credit...

Five Resolutions for a Smaller Grocery Budget – Part 2

Published on Dec 09 2011 // Shopping
Last week, I wrote about two of five grocery goals/resolutions that will help you save money on your grocery budget in 2012. Of course, these simple tips will also help you eat healthier and possibly even lose weight too. What a great way to start off the year! Here are three more goals to keeping your...

The Platinum Card® from American Express

Published on Aug 01 2011 // Credit Card Reviews, Credit Cards, Personal Finance
The Platinum Card® from American Express
When it comes to charge cards, American Express is often the name we think of most. While American Express does have credit cards, the company is most known for its charge cards. The Platinum Card® from American Express is no exception. This is a charge card that you will have to pay off each month....

Charge cards vs credit cards

Published on May 21 2011 // Credit Cards, Personal Finance
Charge cards vs credit cards
People often make the mistake of thinking that credit cards and charge cards are the same thing, when they’re actually quite different. A credit card offers a fixed credit limit, which cannot be exceeded unless the limit is extended, and interest is applied, typically over 44 days until your balance...

Credit Card or Debit Card: Which is Better?

Published on May 16 2011 // Credit Cards, Finance 101, Popular, Supporter
Credit Card or Debit Card: Which is Better?
One of the biggest debates in the world of personal finance is whether it is preferable to use a credit card or a debit card. Of course, there is no standard answer. As with all issues in personal finance, whether you should use a debit card or a credit card comes down to your own preferences and your...

How to Rebuild Your Credit

Published on Feb 14 2011 // How To Guide
How to Rebuild Your Credit
One of the most important things you can do for your finances is to build good credit. You may not think the credit system is fair, but it is a reality, and that means that you need to be prepared for it. However, what happens if you already have poor credit? What if you have made mistakes, or had an...

Personal Finance 101: Building Good Credit History

Published on Feb 07 2011 // Credit Cards, Debt
Personal Finance 101: Building Good Credit History
One of the things that you are likely to discover is that establishing good credit is one of the basic tenets of successful money management. Credit is the ability to borrow money from others. The term comes from the fact that if you have credit, you have a certain financial reputation. If you have good...

Southwest Airlines Rapid Rewards Credit Card Review

Southwest Airlines Rapid Rewards Credit Card Review
Southwest Airlines Rapid Rewards Credit Card is offered by Chase Bank. It rewards frequent fliers of the Southwest Airlines. Earning rewards and redeeming them is quite easy with this card. What is more, earned credits can be shared with other people of choice. Southwest Airlines Rapid Rewards Credit...

Payday Loans Survival till Payday Guide

Published on Jan 19 2011 // Personal Finance
Payday Loans Survival till Payday Guide
  You wouldn’t be the only person who come mid month is finding their bank balance looking a little grim. Sometimes many of us might accidentally overlook a bill, or have an expense to cater for that you didn’t allocate any of your monthly budget for. If this does happen you may find yourself...
Subscribe to our RSS Feed! Follow us on Facebook! Follow us on Twitter! Visit our LinkedIn Profile! Visit the Everything Finance Youtube Channel! Visit our Google+ Profile!
Bloggers.com