Steps To Take If You’ve Been Refused Credit

Published on Feb 25 2014 // Personal Finance
Your credit history may not be in terrible shape, but if you have experienced a few problems here and there, you could find that lenders are taking a much tougher line. Although the economy is technically out of recession, growth has not yet returned and the cautious stance taken by many banks and building...

Credit Card Processing With PayAnywhere

Published on Sep 01 2013 // Business
Credit Card Processing With PayAnywhere
(Photo credit: Wikipedia) Much like the change of popularity from pagers to cell phones, the change between cell phones to smartphones is inevitable.  Along with the switch over to smartphones comes a demand to simplify the day to day functions of life.  As you already know users are able to check...

Financially Preparing For Natural Disasters

Published on Aug 30 2013 // Personal Finance
Financially Preparing For Natural Disasters
Today marks 8 years since Hurricane Katrina devastated the New Orleans area. As a native Louisianian, I was deeply affected by the storm. Essentially, my life changed forever because of it, and I also learned some very valuable lessons. My experience especially taught me to expect the unexpected and...

6 Steps to Get Debt Free

Published on Aug 27 2013 // Debt
6 Steps to Get Debt Free
Having debt has become a normal way of life for many people. However, you do not have to stay in debt as long as you have the discipline, patience, and drive to set yourself free. Here are six steps to start you on the right path to becoming debt free. Make a List of Your Debts   Image via Flickr...

Is it Worth it to Pay 0% interest debt?

Published on Jul 26 2013 // Debt, Loans, Student Loans
Over the last three years, my husband and I have been working diligently to pay off $45,000 of debt that we had when we first got married. The debt was a combination of a car loan, credit cards, and student loans. After working hard to pay it off, we have $1000 left of the original debt, and another...

Financing a Growing Business

Published on Jul 24 2013 // Business
You’re certainly going to need the cash to start your own business, but what about after? What about the money you need to grow and become more successful? We bet there are plenty of things you’d like to do as a company. The reality is that you have to invest cash first, to get cash. That’s the...

Our Top 3 Financial Tips for Generation Y

Published on Jul 15 2013 // Personal Finance
Our Top 3 Financial Tips for Generation Y
Call us what you will. Millenials. Gen-Y. Echo boomers. (We’ve been called worse.) The truth is, it doesn’t matter what the “title” of our generation is, since it’s up to us to decide how we’ll be remembered. It’s up to us to counter the way we’re perceived, which unfortunately includes...

How to Avoid the Vicious Credit Card Debt Cycle

Published on Jun 19 2013 // Credit Cards
How many times have you found yourself paying off the same credit card over and over again? Perhaps you paid off that 5, 10 or $15,000 debt and swore to yourself that you would never get into credit card debt again, but yet you found yourself a year later back in the same credit card debt hole. I’m...

Credit Cards and Making the Most of Them

Published on Jun 14 2013 // Credit Cards
Credit Cards and Making the Most of Them
If you use a credit card in the right way, they can actually be a good money saving option. Able to cut the cost of your shopping, improve your credit rating and offering good borrowing rates, if you’re money-savvy you might find that having a credit card can keep you on the right side of your bank...

Savvy Money Tips That Will Work For Anyone

Published on May 03 2013 // Personal Finance
Savvy Money Tips That Will Work For Anyone
Sometimes it seems that most money tips are just aimed at the pros, so below I’ve included several tips that will work for absolutely anyone. Enjoy! Track What You Buy So You Don’t Overspend It sounds hard, but really tracking what you spend doesn’t take much time or effort. All you need...

3 Tips For Calling Your Credit Card Company

Published on Apr 12 2013 // Credit Cards
3 Tips For Calling Your Credit Card Company
I know that not everyone likes talking on the phone. I get it. It can be a little awkward, especially if you are calling your credit card company to ask for something that you want. This could be anything from lowering the interest rate on your card to having some fees waived. It’s very hard to...

6 Ways To Teach Your Kids All About Money

Published on Mar 22 2013 // Personal Finance
6 Ways To Teach Your Kids All About Money
  Kids are fast learners, and one of the best lessons that we can teach them is money management. However, money management is often hard for many adults to grasp, so how can we teach our kids about money in a way that is engaging? First, we can realize that there are opportunities to teach children...

Free Money Is Everywhere, If You Know Where to Look

Published on Feb 27 2013 // Earning Money
Free Money Is Everywhere, If You Know Where to Look
After years of being a Penny Hoarder, one remarkable thing I have discovered is that free money is everywhere.  Yes, you may need to jump through some hoops to get that free money, but so what?  It is free money!  If you stay organized and on top of the offers, you can get free money with no strings...

The Pros & Cons of Credit Cards vs. Cash

Published on Feb 22 2013 // Personal Finance
The Pros & Cons of Credit Cards vs. Cash
These days, we have an unlimited amount of methods to purchase items. We can use credit cards, cash, checks, PayPal, gift cards, and even a variety of phone apps. However, the two most common forms of payment are still cards and cash. Many people have told me that they spend way more money with their...

How To Budget: Your First Three Steps

Published on Feb 07 2013 // Personal Finance
How To Budget: Your First Three Steps
If you’ve never budgeted before, it can seem like a lofty goal. In truth, it’s much less complicated than it sounds. Having a budget is one of the best things you can do for yourself and your financial future. If you don’t know where to start, simply follow the first three steps below...

Start Off 2013 With A Plan, Not a Resolution

Published on Jan 16 2013 // New Year
Start Off 2013 With A Plan, Not a Resolution
Image Source: comerecommended.com January is the start of a new year, a blank page to re-write your destiny. Instead of making resolutions that won’t last, this year devise a plan to help you reach your goals, whether they are financial, health related, or personal. I know nothing is more difficult...
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