These days, we have an unlimited amount of methods to purchase items. We can use credit cards, cash, checks, PayPal, gift cards, and even a variety of phone apps. However, the two most common forms of payment are still cards and cash.
Many people have told me that they spend way more money with their...
As if staying on budget during the holidays wasn’t hard enough, retailers are using dynamic pricing to make it even more difficult. The concept refers to the practice of changing the price of a product based on fluctuations in supply, demand, and even in response to the weather.
However, most retailers...
Credit Card (Photo credit: 401(K) 2012)
While many shoppers can’t wait to grab the savings that Black Friday offers, there are others who dislike spending hundreds of dollars on holiday gifts. I am one of them.
I enjoy giving gifts, but we are paying off some bills from my husband’s graduate...
(Photo credit: mcdonaldjennifer6)
Last week we discussed the many ways you can earn Swagbucks from searching the Internet to completing surveys. Once you have started accruing Swagbucks, the question becomes, what can you redeem them for?
Actually, you can redeem Swagbucks for plenty of things.
1. ...
Though it’s still three weeks away, retailers are already building buzz for Black Friday shopping. Sears recently announced its plan to open doors at 8:00 p.m. on Thanksgiving and stay open, non-stop, for 26 hours. Kohl’s will release its Black Friday deals on Wednesday, Nov. 21, in time...
The premature appearance of all-things Christmas may make you see red and feel green, but it’s actually a good reminder to start budgeting for this year’s holiday season. The National Retail Federation estimates the average consumer will spend nearly $750 on holiday-related purchases, up...
Love Drop is here again for November! They just came back from the Indianapolis area where they gave $2,500 worth of baby gifts to newborn triplets, and in November they’re trying to round up the love for another mother who needs our help — this time fighting against cancer for the 3rd...
Many people love shopping at Costco because of the wide variety of items available including their organic items offered at a reasonable price and their store brand quality products, Kirkland. However, Costco can be inconvenient because they only take cash or Costco gift cards. The one exception...
The Love Drop team is at it again! Last month they gave over $5,000 worth of cash and goods to their recipient, the Aubin family, who was struggling financially after the passing of their dad, and this month they’re ready to do it again and help out another person They’ve given out...
Summer break used to mean fun in the sun for many students, but the tragically high cost of college tuition means many must keep their noses to the grindstone after classes have ended. The problem is actually finding work when you only have three or four months to spare.
With any luck, a school-year...
Summer is the season for romance as singles and couples seek magical moments amid the sunny and hot weather. However, creating a magical date can be a nerve-wrecking experience, depending on the dating situation. Thinking about what to wear, wondering if he/she will like you or stressing over what you...
Hey guys! The Love Drop team is at it again! Last month they gave over $9,200 worth of cash, goods and services to their recipient, the Stalnaker family, who had been going through a financially hard time due to the effects of the BP oil spill on the Louisiana economy. The family was in need of a...
One of the biggest debates in the world of personal finance is whether it is preferable to use a credit card or a debit card. Of course, there is no standard answer. As with all issues in personal finance, whether you should use a debit card or a credit card comes down to your own preferences and your...
Love Drop #4 went incredibly well!! Thank you so much for helping spread the word with us We brought the Kahlens $3,000 in cash, as well as a TON of gifts and services to help them spend more quality time together. It was awesome. And you can watch the final Drop video here.
This month we rally...
One of the banks that has been getting a lot of notice lately is PerkStreet Financial. PerkStreet is a bank that is known for its rewards checking account. As part of your PerkStreet rewards checking, you can use the debit MasterCard to improve your rewards.
PerkStreet Checking
PerkStreet offers...
Staying out of debt is a worthy goal. Often it is believed that the best way to do this is to stay away from credit cards completely (ala Dave Ramsey). Debit cards make this possible in today’s card oriented society, but in some ways, credit cards can still be a better choice, if used properly.
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