retirement (Photo credit: 401(K) 2012)
Planning for your retirement years can be a real challenge. Many people spend a considerable amount of time researching retirement strategies, using various online retirement calculators and trying to determine what age they might actually be able to retire. The...
You may need to transfer money between bank accounts if you have money in two different banks. There are several ways to do this beyond the obvious of driving to one bank, withdrawing the money and then depositing it at the other bank. Which way works best for you depends on how quickly you need...
I receive an overwhelming number of e-mails and phone calls from people willing to know how they can pay off their credit card debts faster. And the numbers of calls have only gone higher with worsening economic crisis. Is there a way? In my opinion, there is no single formula, but there are some excellent...
One of the essentials for financial freedom is saving for long term goals. It is important that you figure out what you want to do with your money in the long term, and then make efforts to meet your goals.
What Are Your Priorities?
The first thing you need to do is figure out what is important to you...
Sometimes, everything will be going great – You’ll have an amazing job and a surplus of money every month. Then, suddenly, the unexpected happens (as it is prone to do) and you need some extra cash to get through it. Making an emergency fund will make the ‘hard times’ much...
Everyone wants to travel but with the high prices of gasoline and flight tickets, not everyone can afford to travel for the various holidays they celebrate throughout the year. There are many holidays that families celebrate each year with one part of the family or the other.
From Christmas to Kwanza...
The Cash for Appliances program followed closely behind the Federal Government’s “Cash for Clunkers” program. Funds were granted to consumers who purchased more energy efficient appliances as part of the President’s economic stimulus bill. Unlike the clunkers program, this one...
Today I would like inform you about a new website called “The Savings Experiment”. It is a part of AOL News and their main sponsor is Bank of America.
The Savings Experiment website features a weekly video that examines a common money-saving idea and determines whether the benefits are really...
The problem with most people these days is that they get so comfortable with their expenses through the aid of credit cards. They become so indulged with cashless shopping that more and more people are spending more than what they can afford.
For this reason, experts contend that budgeting can definitely...
