Lending Institution - Everything Finance

Why People are Scared of P2P Lending

Published on Sep 21 2012 // Featured, Investing, Loans, P2P Lending

It’s interesting to me that so many people are afraid of P2P lending platforms, yet they’re more than willing sign up for – and max out – credit cards. Credit cards that are fleecing America. I think the fear stems from many factors, but the biggest issue is that p2p lending is relatively new...

What Is Private Mortgage Insurance? (PMI)

Published on Apr 25 2011 // Insurance, Popular, Real Estate, Supporter

Carrying a mortgage is customary for most homeowners. It’s rare indeed when someone can actually pay cash for a house. It’s generally hard enough to come up with the money for a down payment. In fact, it’s not all that rare for people to buy a home with very little cash up front –...

When is it a Good Time to Remortgage Your Home?

Published on Oct 30 2010 // Mortgage, Personal Finance

If you pay attention to the media pundits who claim to know something about the state of our economy (and the housing market in particular) then you have probably heard that now is a terrible time to attempt to remortgage your home. For starters, keep in mind that these are the same people who were unable...

How to Negotiate When Buying a Home

Published on Oct 20 2010 // Finance Life Stages, Personal Finance, Real Estate

The dream of home ownership is one that plagues many adults. Paying into a rental, month after month, may be cheaper in the short term, but over the long haul you can begin to feel like you’re simply flushing money down the toilet that could be going towards an investment in your future. But buying...

VA Refinance

Published on Oct 19 2009 // Mortgage, Supporter

Mortgage applications are on the rise, driven in large part by homeowners looking to refinance. For America’s veterans, that’s just another signal that now is the time to capitalize on a VA refinance. Demand for refinancing loans last week hit its highest level since the first week of June,...