How To Prepare for Self-Employment

Published on Sep 05 2013 // Personal Finance
How To Prepare for Self-Employment
Lounging in pajamas. Raiding the fridge. Having the time to do whatever you want. These are all the images that come to mind when it comes to self-employment. Of course, that’s not necessarily the reality. I’m actually making the jump to self-employment on January 1, and there are so many...

Enjoy the peace of mind that life insurance provides

Published on Sep 01 2013 // Life Insurance, Supporter
Enjoy the peace of mind that life insurance provides
The most important reason – and perhaps the sole reason – that you should buy life insurance, is to provide financial security for the people that matter most to you. People like your dependents, meaning that you can rest easily in the knowledge that your children, spouse and even parents will have...

Helping Calculate the Cost of a Brain Injury

Published on May 15 2013 // Cost of Living
Every year, in England and Wales, 700,000 people arrive at accident and emergency (A&E) with a head injury. Although the vast majority are minor head injuries, 10% are severe. The people most likely to suffer from head injuries are men and children. Largely this accident occurs because of falls,...

Protecting Your Health Abroad with Affordable Travel Insurance

Published on May 10 2013 // Travel Insurance
Going on holiday with family or friends should be a relaxing and stress-free experience, so having appropriate insurance for protection against every eventuality is crucial for peace of mind. While comprehensive travel insurance can safeguard against trip cancellations, lost baggage, stolen possessions,...

How To Budget: Your First Three Steps

Published on Feb 07 2013 // Personal Finance
How To Budget: Your First Three Steps
If you’ve never budgeted before, it can seem like a lofty goal. In truth, it’s much less complicated than it sounds. Having a budget is one of the best things you can do for yourself and your financial future. If you don’t know where to start, simply follow the first three steps below...

Tax Season 2013

Published on Feb 01 2013 // Taxes
Tax Season 2013
Tax season can be a nightmare even if you have done all the right preparation. The key to avoiding a stressful tax season is to start preparing NOW for the returns when you file taxes next year. Putting simple steps into action and you will get the best return with the least amount of stress that you...

Public Liability Insurance for Sole Traders

Published on Jun 15 2012 // Business
Sole traders should protect themselves against a variety of possible issues that could adversely affect their business. As a tradesperson, sole traders are responsible for any injuries that may occur to clients or members of the public when they are on their property. For these situations, it is imperative...

Itemized Deductions vs. Standard Deduction

Published on Jan 26 2012 // Taxes
Itemized Deductions vs. Standard Deduction
How do I decide which tax form to file? Whichever one leaves me with the most money in my pocket, obviously. But how do I decide which tax form will give me the most money? Apparently, it all comes down to deductions. As a young married couple of two, do we file the standard deduction of $11,600 for...

Consider Opening a Flexible Spending Account

Published on Nov 09 2011 // Personal Finance, Taxes
Have you opened a Flexible Spending Account yet?  Open enrollment occurs during November and December depending on your place of business, and it is a great way to save money tax-free for medical expenses. What Is a Flexible Spending Account A Flexible Spending Account (FSA) allows employees to contribute...

How to Retire Early? Retire sooner and richer

Published on Aug 04 2011 // How To Guide
The mindset of today’s young professionals is changing radically. They would like to have a semi-retired life in their late forties or early fifties by taking up a hobby instead of a regular job. Somewhere within all of us, there is a dream to reach a point in life where we have enough wealth to be...

The Frugal Life: Living High on the Hog for Less

Published on Oct 13 2010 // Personal Finance
Nobody wants to give up the conveniences of modern life. And yet, in this time of economic recession, most of us have had to tighten the belt and woefully turn away from pricey items that we wouldn’t have thought twice about throwing in the shopping cart just a couple of years ago. Yes, we have...

Money Tips for College Grads

Published on Sep 12 2010 // Personal Finance
You soon step out into the real world. A post graduate life or a life with a full fledged job and career takes you to a world of realities and responsibilities. Its time for you to earn your own money and understand your personal finances of supportive parents to pay your bills, you need to be in it...

Penalties for Early Withdrawal from Your 401K

Published on Sep 03 2010 // Insurance, Personal Finance, Retirement
Penalties for Early Withdrawal from Your 401K
Everyone has hard times. Perhaps you or your spouse has suffered a life-threatening accident or illness that has stopped you from working and the mountain of medical bills has become unmanageable. Or maybe, like many Americans in today’s failing economy, you have been laid off from your job and...

Taking Social Security Early

Published on Aug 25 2010 // Personal Finance
What is Social Security? Social Security is a social insurance sponsored by the federal government and funded by payroll taxes, called the Federal Insurance Contributions Act, levied on U.S. citizens. This program is also known as the Old-Age, Survivors, and Disability Insurance program and is the largest...
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