Guarantor loans for those with bad or no credit history

Published on Jul 28 2013 // Loans
People take out loans all the time, and this could be for a number of different reasons. Some people however will find it very difficult to take out a loan if they have a bad credit history or no credit history at all, and this could result in you having to pay an incredibly high rate of interest and...

aqua Credit Cards for Rebuilding Credit

Published on Apr 23 2013 // Credit Cards
Credit cards from aqua are designed to help people build their credit history from the ground up. When used responsibly, they provide a strong source of credit with many different features and benefits that cater specifically for people who want to take control of their credit score and have financial...

Lower Your Current Interest Rate

Published on Aug 08 2011 // Investing
Refinancing is the best option to lower your current mortgage interest rate and therefore decrease your monthly payment. To qualify for the lowest mortgages rates, there are several pieces that are helpful to be aware of. Looking for the Lowest Mortgage Refinance Rates Over the internet you can find...

Common credit card traps to avoid

Published on Aug 07 2011 // Credit Cards, Personal Finance
Credit cards are something of a natural predator to the savings conscious. The temptation of what appears to be free money at a moments notice may be too much for many to bear and the next thing you know you are up to your neck in bills and stuff you didn’t really need in the first place. Credit cards...

How Do Interest Rates Work?

Published on Aug 04 2011 // Mortgage
How Do Interest Rates Work?
Mortgage lenders show their interest rates prominently, but they hardly ever illustrate exactly how these rates work. If you have a $200,000 mortgage for 30 years at, say, 7.5 percent interest, your monthly payment would be about $1,400. But the question is why the rate of interest if 7.5 percent? The...

How to Lower Your Mortgage Payment

Published on Aug 04 2011 // Mortgage, Supporter
The most common way that home owners lower their monthly mortgage payment is by refinancing an existing mortgage. By refinancing you can save yourself from paying a higher interest and therefore pay less each month. Like any major financial decision there are factors to consider while evaluating your...

How to Rebuild Your Credit

Published on Feb 14 2011 // How To Guide
How to Rebuild Your Credit
One of the most important things you can do for your finances is to build good credit. You may not think the credit system is fair, but it is a reality, and that means that you need to be prepared for it. However, what happens if you already have poor credit? What if you have made mistakes, or had an...

How to Increase Your Credit Score

Published on Jan 05 2011 // Credit Cards, Personal Finance
How to Increase Your Credit Score
Even disciplined spenders can find that their credit score is less than ideal.  Miss only a couple of payments or spend over your credit limit and you may find yourself having to deal with a low credit score.  This can hamper your efforts to get a good rate on a mortgage (or to even be approved for...

The Top 10 Financial New Year’s Resolutions You Should Be Making

Published on Dec 28 2010 // Cost of Living
In 2009, the Daily Telegraph reported that sixty per cent of people who were planning to make New Year’s Resolutions intended making a resolution relating to their finances.  The spring is a great time for you to organise your finances and so here are ten easy New Year’s Resolutions that...

Ira Contribution Limits

Published on Aug 09 2010 // Personal Finance, Retirement
IRA stands for Individual Retirement Account. It is an ideal set up towards retirement planning and saving up for those days when it would be just ideal to just sit back and relax and enjoy the fruits of your earnings. Individual Retirement accounts are low risk savings. They are protected by the Federal...

How to get the Best Interests Online?

Published on Aug 07 2010 // Investing, Personal Finance
Did you think that there could be a better way to get higher rates of interest banking virtually? Yes, indeed. In this new age anything and everything is possible courtesy your home computer, a few clicks of the mouse and some searches on the net. These days banks are definitely providing a competitive...

Highest rates with a Higher Deposit

Published on Aug 01 2010 // Investing, Personal Finance
As investors you always have the right to look for a higher return on your investment. So why not look for a higher Jumbo CD rates. Jumbo Cds are accounts that require large sums of investment by the prospective investors. Jumbo Cds are a specific kind of savings account where the amount of minimum deposit...

Top Money Market accounts

Published on Jul 30 2010 // Business, Personal Finance
With this economy showing a downward trend, everybody is looking for avenues to generate more money. Everybody is looking for that extra money that one can earn through sensible investments, which you can put away as back up for hard times, or that would come in handy for their child’s education...

High Yield Money Market Accounts Helps to Generate Faster Bucks

Published on Jul 24 2010 // Personal Finance
Would it not be wonderful to be able to generate more money with your existing money? No, I am not talking riddles. In this economy where the bank rates can be compared to a drop of water on a carpet (would vanish to the point of extinction or zero rate) which can’t be seen or touched. A high yield...

Getting the best Offset Mortgage deals

Published on Jul 12 2010 // Offset Mortgage, Supporter
Offset Mortgage provides a consumer with mortgage with lower interest levels resulting in savings. Offset mortgages allow the borrower to offset the cash they have in their savings or current account to help reduce the interest rates. You can add as many savings/current accounts to your offset mortgage...

Offset Mortgage Comparison

Published on Jul 12 2010 // Offset Mortgage, Supporter
Offset Mortgage has been newly introduced type of mortgage in the UK, and is fast gaining popularity due to its various benefits. Offset mortgages are beneficial to many people, and more and more people are now opting for an offset mortgage due to its flexibility. The rate of interest on an offset mortgage...
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