Saving Money - Everything Finance

How Much Money Should You Save For A Baby?

Published on May 24 2013 // Personal Finance

Since most of my friends are in their late 20′s and early 30′s, babies are a hot topic. It seems like many families are comfortable with deciding when they want children, but what most people struggle with is deciding just how much money they should save in order to comfortably have them....

3 Questions To Ask Yourself When It Comes to Splurging

Published on May 17 2013 // Personal Finance

Last week, I decided to have a big splurge. I bought an international plane ticket last minute to go home and visit my family. I had some time off of work, it was Mother’s Day, and it was also a few days before my birthday. While I hadn’t planned on seeing my family until the holiday season,...

How To Avoid the Temptation to Spend

Published on May 10 2013 // Personal Finance

The temptation to spend is all around us. In fact, I would argue that it’s almost inevitable that we want to spend something at least once every day and that it takes self control and forethought to have a “no spend” day. So, why do we feel the need to spend every day, and what can we do to try...

How to Pay for Grad School

Published on Apr 20 2013 // Personal Finance, Student Loans

After fighting myself tooth and nail, I finally decided this past year to go to grad school. For years, I’ve known that I’ve wanted to get a master’s degree, but for the longest time, I didn’t know what for. First, I applied to journalism school and got accepted. When the price...

3 Smart and Simple Ways to Start Investing

Published on Apr 19 2013 // Investing

When you want to start saving money for the future, the information out there can be completely overwhelming. So below, I’ve included three smart and simple ways to get your retirement savings off to a good start. 1. Get Your Full Company 401k Match During the financial crash of 2008, many companies...

Saving Money by Making Your Own Dog Food

Published on Apr 08 2013 // Cost of Living

When a family considers adding a new pooch to home, rarely do they think about the costs involved. Usually love at first site comes into play when choosing the perfect hound. However, don’t let those sweet puppy dog eyes fool you, they come with a price. Making Your Own Dog Food – Is It Worth It Both...

5 New Websites That Save You Big Bucks

Published on Apr 03 2013 // Shopping

The Internet is an amazing tool in our pursuit of just about everything. Need a job? Head to Monster or CareerBuilder to peruse local job listings. Want to sell that old couch? Post an ad to Craigslist or Facebook. Looking for your soulmate? Yeah, there are websites for that too. In fact, the same holds...

Saving money by Barter: Is the art of bartering gone?

Published on Mar 21 2013 // Personal Finance

There are countless articles on ways to save money or spend less money, and how to do that using coupons or other tactics. But what about the artful skill of bartering? Exchanging your services in return for a colleague’s services. Would you be offended if someone offered to barter with you? Or would...

Payday Loans Are Not Meant to be Part of a Plan

Published on Mar 11 2013 // Loans

Short-term loans should never be used as a solution to “get back on your feet”. Using a high interest cash advance to take care of a crisis with no immediate way to pay the debt off in full is indicative of serious financial trouble. Those that lend quick cash out to people with bad or no...

How to Use Social Media to Improve Your Finances

Published on Mar 01 2013 // Personal Finance

We all know that social media is a great tool for connecting with others. However, even the savviest #hashtagger might not be using social networking to its fullest potential, especially when it comes to making and saving money. So, below we’ve included our top tips for using social media to improve...

Stay on Track with your Financial Resolutions

Published on Feb 20 2013 // Banking

Kathleen spent years trying to walk away from her constant need for the latest “must have” products, but the idea of saving money quite simply wasn’t a part of her financial plan. After a local expert came to her classroom to teach her students about financial literacy, Kathleen realized...

How to stick with your goals for the new year

Published on Jan 06 2013 // Debt, How To Guide, New Year

It seems to happen every year–everyone makes these great New Year’s resolutions and goals, start off strong in achieving them, and end up slacking off by the third week of January. You wouldn’t be the only one that this happens to. Scientists agree that it takes approximately three...

Three Easy Ways to Simplify Christmas and Save

Published on Dec 12 2012 // Personal Finance

I was reading “Little House in the Big Woods” the other day to my daughter. I was astonished at what their Christmas looked like. Laura Ingalls was about five or six, and remembers fondly getting a pretty new dress sewn by her Ma and a doll made by her Ma. Even though her sister already had a doll,...

Saving Money Is Hard – How to Make It Easier

Published on Oct 29 2012 // Savings

Image Source: findyourcashcow.com Saving money is hard. It is. We are bombarded with advertisements that encourage us to spend money, and people around us often spend money freely. Add in the increased cost of basic goods such as gas and groceries along with salaries that are often stagnant for years...

Reasons You Should Still Use Checks & Balance Your Checking Account

Published on Sep 19 2012 // Banking, Supporter

With ATM cards, debit cards and online banking, it’s enticing to think about managing all your banking while going completely paperless. However, there are some times when writing a check is still the best way to handle your funds. Whether you have a basic checking account or interest checking account,...

What My Mama Taught Me about Money

Published on Jul 26 2012 // Featured, Personal Finance, Savings

When I was a kid, my mom tested a range of strange tactics to try to teach my siblings and I about money. For my mom, it all started with the savings bond. She would buy a $50 bond and explain to me that it had no value until its maturity date, then she would launch into the value of waiting. When I...