5 Ways to Make Your Tax Refund Grow

Published on Feb 18 2014 // Taxes
5 Ways to Make Your Tax Refund Grow
It’s tax time.  The time some Americans dread because they have to pay their hard-earned money to the government.  However, 75% of Americans (TIME) look forward to tax time with glee because they’ll be getting back a refund.  Yeah!  Free money. Not really, of course.  Your tax refund...

Get Ahead in 2014 By Giving Your Extra Money a Job to Do

Published on Dec 16 2013 // Budgeting, Debt, Earning Money
Perhaps 2013 has been a financial struggle for you.  Maybe you are in debt and struggling to pay it off.  Perhaps you don’t have an emergency fund but know you need one.  Maybe you haven’t started a retirement account (outside of the money you have contributed for you by your employer). ...

H & R Block Opt Not to Offer Refund Anticipation Loans This Tax Season

Published on Dec 14 2011 // Taxes
H & R Block Opt Not to Offer Refund Anticipation Loans This Tax Season
 In 2010, H & R Block was the leading provider of refund anticipation loans (RALs).  These loans are provided by a tax preparation company after they have filed a consumer’s taxes and essentially “loan” the consumer their own tax refund in return for the consumer to pay hefty interest rate...

10 Ways You Might Want To Use Your Tax Refund

Published on Dec 07 2011 // Taxes
Despite the complaints about high taxes, tax rates are low.  According to the non-partisan Tax Policy Center, “In 2009, roughly 47% of households, or 71 million, will not owe and federal income tax.”  There aren’t statistics available, but I would love to know how many people simply get their...

Do You Know the Difference Between a Tax Deduction and a Tax Credit?

Published on Jan 03 2011 // Taxes
Now that the New Year is underway, it is time to start thinking about taxes. One of the things to consider at tax time is the difference between deductions and credits. This is also an important distinction to consider when you are planning for the coming year. You want to increase your tax efficiency,...

You Need To Start An Emergency Fund…TODAY!

Published on Sep 21 2009 // Personal Finance, Savings
Major expenses have a way of coming along when you least expect them. A leaky roof. A sudden illness. A furlough or job loss. Such events can leave you scrambling for cash at a moment’s notice. That’s why you need to have an adequate emergency fund-an account apart from your regular savings...
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