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When it comes to charge cards, American Express is often the name we think of most. While American Express does have credit cards, the company is most known for its charge cards. The Platinum Card® from American Express is no exception. This is a charge card that you will have to pay off each month. The advantages of a charge card are that you don’t have a pre-set spending limit, and you don’t pay interest (since you pay off the card each month).

Features of The Platinum Card® from American Express

This charge card is attractive due to its generous rewards program, especially in terms of travel rewards. If you travel a lot, and make use of your rewards points, there is a good chance that you will make up for the $450 annual fee. Here are some of the perks you can expect from The Platinum Card® from American Express:

• 25,000 points for spending $1,000 in the first three months (enough for a domestic round-trip ticket)
• Airport club for access to lounges
• No foreign transaction fees
• Companion tickets when you purchase business class tickets
• Travel perks including access to private villas, limo program, customized itinerary, travel bonus, and more
• Credits for airline fees (such as checked baggage and in-flight meals) and other statement credits with certain qualifying purchases
• Points for each dollar you spend, with opportunities to double and quadruple your points on certain purchases
• No expiration on points, and no restrictions on their use
• Concierge service
• Global Entry expedited movement through lines upon your return home from overseas

Is The Platinum Card® from American Express for You?

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About Miranda Marquit

Miranda is a journalistically trained freelance writer and professional blogger working from home. She is a contributor for several personal finance web sites. You can also find her at The AllBusiness Personal Finance Corner