7 Ways to Live on Less and Still Be Happy
Ever since I’ve had debt, I have been interested in living on less. When I was drowning in debt with an entry-level salary back in 2014, being able to live on less money was essential. Now that my debt is …
How to Stay Motivated When You’re Investing
Investing is definitely a long-term effort. Most people don’t see returns right away and this can be discouraging. Recently, the markets haven’t been that great, which can make many people second guess their plans. However, if you’re able to stay …
7 Smart Financial Moves for First Time Home Buyers
A first time home buyer might refer to someone who has never purchased a home before, but in some contexts, the definition is actually much broader. Homebuyers who don’t have a substantial down payment could be eligible for down payment …
Money Lessons I Learned from Watching These Movies
Who doesn’t love a good movie, especially one that teaches us important life lessons. We often watch movies to escape from reality, but many movies can teach us some valuable money management lessons. Money management lessons from movies can range …
5 Key Ways to Fix Bad Credit
Your credit is an important 3-digit number that helps tell lenders how reliable of a borrower you are. Most credit scores range from 300 to 850. The lower your score, the fewer opportunities you’ll have to get approved for loans …
Why You Should Start Planning Your Summer Budget Now
The cold months are slowly behind us and in a few months, it will officially be summer. Summer is a great time of year for individuals and families to go on summer vacations, for backyard BBQs, go out to eat, …
7 Best Places to Find Furniture on a Budget
Furnishing your home or upgrading your current space can be a very fulfilling yet challenging shopping experience. Finding the perfect pieces that fit your style, budget, and comfort level can prove to be more difficult than you think. If you …
9 Tips For Practicing Self-Care on a Budget
Practicing self-care is important since there’s only one you. We all have to take good care of ourselves (mind, body, and spirit) in order to be able to work, care for our families, and meet other responsibilities. However, self-care often …
Part-Time Jobs That Are Perfect For College Students
To work in college, or not to work? That seems to be a common question on students’ minds, especially when a full class schedule can feel like more than enough. Working can be perfect for college students even though it …
How to Negotiate With Debt Collectors
Having debt can happen to almost anyone at some point in their life. One of the most embarrassing things about having debts is falling behind on your payments. Have you ever had to negotiate with debt collectors? When one falls …