5 Creative Ways To Save Money On Your Cell Phone Bill

Here are  five creative ways you can save money on your cell phone bill.

#1 – Employee and student discounts
Most major cell phone providers – including Sprint, AT&T, and Verizon – offer special discounts for employees of large companies as well as students at colleges and university. For example, UPS employees can save 20% off their monthly Sprint bill. However these discounted rates aren’t advertised, so you will need to call up customer service and ask for them!

#2 – Credit cards that offer wireless discounts
Most cash back credit cards typically only give you 1% in rewards, but did you know some of them give you up to a 5% rebate on wireless services, such as your cell phone bill? For example, the AT&T Universal card gives 5 points for every dollar spent on AT&T products and services. However there’s one that’s even better than the AT&T Universal card and that is the American Express Simply Cash, because it gives a 5% rebate on all wireless services, regardless of the carrier. Those are just a couple examples though… just do a search for credit card reviews to find out all of your options.

#3 – Call 1-800-GOOG-411
1-800-GOOG-411      end_of_the_skype_highlighting for free directory assistance. Nowadays most providers charge $1.99 for each call to directory assistance. While that may not seem like much, if you use that service a few times per month, it can really add up! Instead you should try calling 1-800-GOOG-411 which is a free directory assistance service that is offered by Google. Another great benefit of their service is that they will text you the number if you want… this is very convenient when you don’t have a pen and paper handy to write down the number.

#4 – Use Skype Mobile on your Verizon smartphone (and Sprint in the near future)
If you have a smartphone and Verizon is your provider, you may be able to cut your bill significantly by using Skype Mobile. You can buy the Skype subscription for just a few dollars per month and use it to make your calls – this will allow you to reduce the number of minutes in your cell phone plan. Reportedly, later this year Sprint will also begin offering Skype Mobile on their Evo 4G phone.

#5 – Roadside assistance may not be necessary
Many people choose to purchase the roadside assistance service from their cell phone company at a cost of $4 to $6 per month (that’s $48 to $72 per year). Of course that’s a valuable service to have, but the truth of the matter is that you probably don’t need it! If you have full insurance coverage on your vehicle, your insurance plan probably already includes it and you don’t even know it (call them to find
out). But even if it doesn’t, you can usually pick up one year of AAA coverage for under $50… not only will that include roadside assistance, but it will also give you useful discounts at hotels, amusement parks, and more. Lastly, many premium credit cards (like the American Express Platinum) already include free roadside assistance, so if you have one of them you’re probably already covered.

The following is a guest post written by Michael from CreditCardForum, a website for credit card reviews. In addition to reviewing credit cards, he also gives personal finance advice on the forum. In today’s post, he will share five creative ways you can save money on your cell phone bill.