Your 10-Week Holiday Savings Plan

The holidays are fast approaching, are you ready? One good way to get prepared is by starting a 10-week holiday savings plan!As crazy as it sounds, Christmas is about 10 weeks away. I know you want to enjoy the fall weather and your pumpkin lattes, but those holiday presents are not going to pay for themselves. It’s time to start thinking about a 10-week holiday savings plan.

Normally, I like to start saving for Christmas automatically at least 6-10 months in advance. I realize that life is unexpected and sometimes you can’t always stick to your savings goals. Still, all hope is not lost if you haven’t started saving for Christmas yet.

I created a 10-week holiday savings plan to help you earn enough extra money to cover holiday spending. This means, you won’t have to adjust your current budget. The average family spends around $1,000 on Christmas. Here are 10 different ideas that will help you earn $100 each week.

1. Deliver Meals

The food delivery industry is booming these days. While it may seem like an expensive luxury to order a Chipotle burrito bowl to be delivered to your home,  you can create a profitable opportunity for yourself by signing up for an app like DoorDash, Postmates, or Uber Eats.

I actually tried out DoorDash to redeem a Swagbucks offer for a $150 bonus. All I had to do was submit a background check, order my kit, and complete my first dash/delivery. I worked for an hour or two for 4 days out of the week and earned $105. Add that to the $150 bonus and I made $250 with pretty easy work.

2. Sell Stuff From Your Home

You probably have $100 worth of stuff lying around your home. Go through all the rooms in your home and declutter to see if you can find items to list for sale.

You can list items on Facebook Marketplace, Offer Up, or Craigslist. You may not be able to find a $100 item to sell, but you can sell several items that add up to that amount. Consider selling clothes, home decor, gently-used furniture, and even toys.

3. Change Bank Accounts

Did you know that you could earn $100+ just by simply switching banks? Some banks will pay you a bonus to open up an account and set up direct deposit. You can find the most up-to-date information on current bank account offers here.

As you can see, you do need quite a bit of money to receive some of these offers. However, Wells Fargo is currently offering a $400 bonus if you open a checking account, deposit $25, and receive $3,000 in direct deposits within 150 days of opening the account.

U.S. Bank is offering a $300 bonus if you enroll in online banking and make at least two direct deposits totaling $2,000 within 60 days of opening the account. Keep in mind that these bonus offers have deadlines and change often. Be sure to open your account ASAP if you’re considering this option to allow enough time to earn the bank account bonus by Christmas.
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4. Write an Article

One of my favorite ways to make extra money is by freelance writing. If you enjoy writing or just have an interesting story to share, you can easily earn $100 or more by just submitting one article.

I like to use the Problogger Job Board to find freelance writing gigs. However, if you just want to submit a one-time piece, you can pitch a paid guest post and get paid fast.

Here are some sites that offer paid guest post opportunities.

5. Rent Out Your Car

Sites like Turo and HyreCar will help you earn money by renting out your car. With Turo, you can list your car on the website and use this feature that helps you get a quote for how much you can earn for your car.

According to the calculator, I can earn around $25 per day for renting out my car which isn’t bad seeing as how it’s somewhat old. Renting out your car when you’re not using it is a pretty passive way to earn an extra $100 per week or hundreds per month.

6. Test Websites

Sites like UserTesting and UserFeel will pay you to review other people’s websites from home. Just sign up and you’ll get requests to record yourself reviewing other websites. UserTesting typically pays $10 per 20-minute test but you can also earn up to $60 for certain tests.

7. Mystery Shopping

Mystery shopping is a fun and flexible side job that you can do during your spare time for extra cash for Christmas. Companies like Best Mark and Sinclair Customer Metrics hire mystery shoppers to test out the level of service at other businesses.

It may take a few shops to earn $100 or you may find one or two higher-paying ones. What I like about this job is that you can choose which assignments you want to take on and most companies will reimburse you for any money you spend in addition to the payment.

8. Pour Alcohol

Liquor and alcohol sales tend to increase around the holidays. Consider getting some work as a brand ambassador and pouring alcohol samples in stores. I did this during college at local stores and made around $20 per hour working a 3-4 hour shift.

Opportunities really tend to pick up around the holidays so you can make some serious extra cash with this type of work.

9. Complete Gigs on Task Rabbit

Put your handy skills to the test with Task Rabbit. You can use this app to find local hands-on jobs that you can do whether it’s a cleaning job, assembling furniture, helping someone move, or doing handiwork.

You can set your own rates on the app and clients will choose you based on your skills, availability, and prices.

10. Deliver Packages With Amazon Flex

Amazon is always shipping packages. One of their busiest times is obviously Black Friday and around the holidays. Amazon Flex allows you to make extra by delivering people’s packages in your area. Most Amazon Flex drivers earn between $18 – $25 per hour delivering packages. 

As you can see, there are plenty of ways to earn at least $100 per week over the next 10 weeks for Christmas. This 10-week holiday savings plan can help you get back on track and you can choose to stick with one of these options weekly or try several to boost your savings fast.

How are you preparing for holiday expenses?