With the fall comes rainy days. And while these rainy days can make a lot of us more lethargic, there are ways to combat that. In fact, taking advantage of rainy days can potentially really help you financially, if you play your cards right. So, we put together a list of 9 of our favorite productive rainy day activities for you to try. All of these ideas can either save or make you money, and in some instances, both. Bonus!
1. Reorganize Your Office Space
With a lot of us working from home now, that means we now have dedicated office spaces. Or so we hope! And if our jobs weren’t taxing enough already, working from home can only increase that. This is especially true if our office space is disorganized.
By organizing your office space, you naturally increase your level of productivity. Which means that you can get more work done in less time. This also means you have the potential to make more money in the same amount of time previously spent if you are an entrepreneur. Or you get to increase your downtime for a little R & R, which can also increase your productivity. So no matter which way you slice it, reorganizing your office space only helps to increase your productivity. Which therefore helps make you more money and increases your quality of life.
2. Go Through Your Old Stuff
Along the same lines as organizing, is going through your old stuff. Cleaning out the clutter only helps our state of mind to begin with. And this naturally increases our level of productivity. But, by going through your old stuff you can also potentially make some money too.
When it comes to selling used items from your home, there are some great steps to follow to ensure success.
- If you haven’t used the item in at least 2 years, then it’s time for it to go. This is the rule of thumb that I go by, but some people use the 1-year rule. Use your best judgement when it comes to special occasion items, but be honest with yourself.
- Finish one area or room before you move on to a different location. That way you won’t get sidetracked and will ultimately be more productive with your decluttering.
- Sort all of the items you are planning to discard into sell, donate, and trash piles.
- Figure out where the best places to sell your items might be. Some of my favorites are Facebook Marketplace, Poshmark, Craigslist, eBay, Amazon (for a very few select items).
- Then sort the sell and donate piles into more specific categories to sell or donate.
- Research what other similar items have sold for before choosing a selling price and posting your item.
This is one of my favorite productive rainy day activities because not only does my house feel more spacious and organized, but I also get to make a little bit of money on the side.
3. Side Hustle
Side hustles are one of my favorite past times. In fact, I have been rocking the side hustle world for all of my adult life and it has really helped me diversify my income. I realize that having a side hustle may seem like a lot of extra work. But by embarking on at least one side hustle you can help diversify your skill set and your income, which can only help your future financial self.
Luckily, it is much easier to get into side hustles now than it used to be. In fact, there are so many different side hustles you could try that the biggest obstacle is figuring out which ones might be the best fit for you. So if you haven’t gotten into a side hustle yet, then a rainy day is the perfect time to start researching all of the different options available to you.
But if you already have a side hustle or two, then make it an extra productive rainy day and get moving. When others are lounging around you are making some cold hard cash!
4. Pantry Clean Out
If you are looking for ways to save some money on a rainy day then a pantry clean out is a great place to start. Most of us don’t go through our pantries on a regular basis. And we usually have a lot of stuff in there that we never eat, or is expired.
So, when it comes to being more productive in the kitchen and saving some money, cleaning out the pantry is where I would start. Begin by taking everything out of the pantry and putting the items on countertops so you can clearly see everything. The next step is to go through and throw away anything that is expired. And for most of us, there will be a few items at least.
After you have done that, then begin to categorize the pantry items in a way that makes sense for you. I like to put all of the pasta and pasta sauces together, dried fruits and nuts together, crackers together, etc. However you choose to do it, make sure it works for your cooking style.
If there are items in your pantry that aren’t expired but you know you won’t use, then create a donate pile. These items can be donated to a local food pantry or to some friends or family you know will use them. As for the rest of the food, put it back in the pantry in an organized manner so it makes clearer sense when you are looking for food. This way you won’t inadvertently purchase items you already have and it can help you more efficiently use what you have first. And this is how cleaning out the pantry can ultimately save you money.
5. Cook Ahead
After you have finished with the pantry clean out, then cooking ahead is the next logical step. This is especially true of anything that you can make in larger batches and freeze. By cooking ahead you save yourself time in the future. Which means that you will have more time to focus on your work, or your free time. This can dramatically increase your overall productivity!
I like to take a lot of the ingredients I find in my pantry that I haven’t used in awhile first. That way I am not wasting food and am using ingredients that I otherwise would underutilize. Since I already paid for the ingredients, I might as well use them. Otherwise, it’s like throwing money away. And I have no desire to do that!
After I’ve gone through those extra pantry ingredients, then that is where meal planning comes in. Using a meal plan can really help you save some money and time in the long run. Therefore, a great productive rainy day activity can be creating your meal plan for the next week or two and then making what you can on the list with what you already have on hand.
6. Review Your Budget
One of my favorite things to do is to go over my budget. In fact, we have a weekly budget meeting to review our budget and make sure we are all still on the same page. But, I realize that not everybody does that. So if you are one of the many people who doesn’t regularly go over your budget, now is a great time to look it over.
While I understand that finances are a bit wonky this year, that actually makes it more important to review your budget. A lot of us have been affected negatively by COVID-19, so going over your finances is a great proactive step.
7. Make a Savings Goal
While reviewing your budget, you should definitely be taking a look at your emergency fund. Is it bulked up to where you not only need it to be but also where you want it to be. These two are not always synonymous. So, take a good hard look at what you have saved up.
Is your emergency fund bulked up enough to handle 6 months’ worth of your living expenses? If not, where is it at? And what do you need to go to get it there? Or do you want your emergency fund to be large enough to handle a whole year of living expenses? If so, what do you need to do to get it there.
This is the time to answer the hard questions about how much of a reserve you are comfortable with having. And if you aren’t there yet, what can you feasibly do to get it there? Even if it means only putting in an extra $25 or $50 per week, every little bit helps. So be honest with yourself here.
8. Start Looking Through Investment Possibilities
If you already have a bulked up emergency fund, then taking a look at investment possibilities is the next logical step. And there are a ton of places where you could choose to invest your money. So this option can really take a lot of time to go through. In fact, you will probably need a few rainy days to ultimately figure out the best place, or places, to invest your money.
Some of the most common investment options include:
- Individual Stocks
- Mutual Funds
- Real Estate
- Lending Trusts
If you already have some investments in these area’s, then this is a great time to go over them and make sure they are performing the way you want. If they aren’t, or your goals have changed, then it might be a good time to figure out where else to invest the money instead.
9. Catch Up on Sleep
It has been widely noted that most of us aren’t getting the prescribed 7-9 hours of sleep a night. In today’s society, we work too much or are too stressed out to sleep. But, getting adequate sleep is important for the body to regenerate and recharge.
So, if you haven’t been getting enough sleep, a rainy day is the perfect time to take advantage. In fact, getting more sleep can help make you more productive in the long run. And if you are more productive, you can get a whole lot more done in less time. So here’s to getting more sleep on this rainy day!Having more productive rainy days can really help you save or make money. Click To Tweet
Productive Rainy Day Activities Summary
Even though it may be a rainy day outside, there are plenty of ways you can still be productive. In fact, I have found rainy days to be some of my most productive days. Because I have no desire to go outside when the weather turns bad. So, if you are like me, and want to use these days to either save or make money, then here are some of best options to consider:
- Reorganize your office space to make more money
- Go through your old stuff to make more money
- Side hustle to make more money
- Pantry clean out to save more money
- Cook ahead to save more money
- Review your budget to save more money
- Make a savings goal to save more money
- Look through investment possibilities to make more money
- Catch up on sleep to make more money
Even though you probably can’t do all of those in one day, you will have plenty of options for many rainy days to come. So make the best of them to help secure your future financial self.
What are some of the best ways you have found to make rainy days more productive?