10 Ways to Live A Healthy Lifestyle On A Budget

We all have had a lot to deal with lately and if you are anything like me my key priorities have been reducing debt, building emergency funds, and investing for retirement. All in the face of a record-breaking inflation year. Staying healthy at times can take a back seat to all the other things we have to take care of, and it can be difficult to keep up with your health and fitness. Wondering how to live a healthy lifestyle that won’t cost you an arm and a leg?

There are many ways you can get the most from your investment in healthy living. This will lead to a healthier lifestyle, which means fewer sick days, less money spent on hospital bills, and more time for your family, even if you work hard.

Here we will show 10 ways to make sure you’re on track to live a healthy lifestyle on a budget.

Meal Planning

Meal prepping is a great way to commit to live a healthy lifestyle. Preparing meals ahead of time is a great way to save money and have delicious food ready for you every day. This prevents food from going to waste by not ordering food and having it go bad.

Start by creating a monthly meal plan. You will know exactly what meals you will eat on which days when you plan your meals. It saves you time and eliminates the hassle of figuring out what to eat each night.

Prepare a Grocery List and Stick to it

When you want to save money on healthy food by planning your meals, preparing a grocery shopping list helps. Add all the healthy ingredients to your grocery shopping list and stick to it. Make a rule not to buy anything that’s not on your grocery shopping list.

Compare Prices

You can get the same food for more affordable prices if you compare them at different stores. Many grocery stores offer weekly flyers. Make a list of foods you need to buy for the upcoming week. Compare the prices with all the shops and supermarkets. Analyze the costs and choose the cheapest ones that help you save money without compromising your health.

Cut Cost With Coupons

Buying groceries takes a big bite out of everyone’s budget. If you are ready to cut back on what you spend, learn how to use grocery coupons effectively. Cutting coupons are a great way to save on your grocery bill, especially if you have your shopping list planned out. You can search for online coupons for the ingredients on your list.

Try Growing a Garden

If you can, growing your own fruits and vegetables is a great way to save money and have fresh produce at your fingertips. Even if you don’t have a yard to grow a garden, many fruits, vegetables, and herbs can grow in pots on patios or balconies.

Having a constant supply of fresh produce at home can save you money at the store. You may not be able to grow a “money tree” in your garden, but it’ll feel like you did with the extra money you’ll be saving.

RELATED: Why Can Starting Your Garden Now Save You More Money?

Eat at Home

When you break down the cost per serving, eating home-cooked meals can equate to nearly half the cost of restaurant food or takeout. When making budget-friendly food options, try your best to focus on meals made from whole, unprocessed ingredients that can be found in the perimeter of the grocery store. Plan your weekly menus to make eating at home easy and convenient while allowing yourself a “cheat” meal 2-3 times per month. Your waistline will thank you.

Decide on Affordable Workout Gear

Keep your workout gears simple, a comfortable pair of leggings and an old t-shirt are great for exercising. Avoid all the hype on Social media, you don’t have to buy $150 yoga pants or $150 jackets to exercise regularly and achieve your desired results.

Exercise for Free

Exercising is another essential component of a healthy lifestyle.  It is possible to reach your fitness goal without a gym membership or studio fitness class. If you own a pair of sneakers or a bike, it won’t cost you anything to go for a run or ride outside. Body weight exercises such as planks, burpees, and sit-ups can also be done at home.

The Internet is a great resource when it comes to low-cost activities that can help you get motivated. Whether you’re looking to try out Pilates, power yoga, or high-intensity interval training (HIIT), you’re likely to find plenty of free fitness videos online.

RELATED: 8 Ways to Workout From Home and Cancel your Gym Membership

Surround Yourself With Like-Minded People

Surround yourself with people who support your vision. These are the people that will hold you accountable and make sure that you stay on track. Get around people who inspire and encourage you. Also, you can encourage and inspire them in their dreams. You will be each other’s, accountability partner. Having a support system helps you stay on task and makes it easier to reach your goals. If your friends are constantly going out to a happy hour and you join them, that’s going to affect your lifestyle as well.

Take the Time to Understand Your Finances

Having healthy financial habits helps build the proper foundation for the rest of your healthy lifestyle habits. From saving money and building credit to planning for retirement or college, each healthy financial habit is a stepping stone that helps you improve as a person.

The first step to building any good financial habit is understanding your current finances. Know your sources of income? What’s the gross and net amount of money you make every month? What are your fixed and variable expenses? Create a budget and stick to it each month.


As you can see from the above tips, making the transition to live a healthy lifestyle on a budget isn’t so difficult. The first step you have to do is to believe you can make any change you want. Then start making little adjustments in your life and try to optimize expenditure. Use these tips to maintain healthy habits and be sure you’re on the right way to a healthy lifestyle.