Is it okay to hire a cleaning lady when you have debt?

My husband and I have been living in our new place for almost three months now and we have still been unable to create a standard cleaning schedule. It used to take me a couple of hours, tops, to clean our 400 sq. ft. shack, but now it takes me at least a solid several hours (I’ve never actually cleaned the whole place top to bottom in one swing) to clean up all 1100 sq. ft. of our two-bedroom, two-bath townhome.

There’s the kitchen, the laundry room, the bathrooms, the bedrooms, and the living room. There’s dusting, wiping off, sweeping, mopping, vacuuming. It always feels like when I finish one section, there’s another section waiting.

I know that it’s completely possible to do all the house cleaning with just the two of us. We don’t have kids, so we can’t use that excuse. And I could try and justify our want with a myriad of excuses, but the truth is there isn’t any excuse big enough except for our one main reason: we just don’t like to clean.

I don’t particularly enjoy cleaning and neither does my husband. And if I have a day off, the last thing I want to do is spend a good chunk of my day cleaning. Which has led us to ponder: is it okay to hire a cleaning lady even though we still have debt?

We’ve gotten rid of the consumer debt (credit cards, and car) and are simply left with student loan debt. There’s a competitive market in our area for cleaning services, we did little research and we could get a cleaning lady from to come to the house twice a week for only $120-150 a month.

It was something we were seriously considering when we moved, except then my husband got injured (and had to take a month off work without pay). But now he’s back at work and so the question arises again.

I know the whole argument about gazelle intense and paying off debt and putting any and all extra money toward paying off debt. But that’s simply never really been our style. Even when we had credit card debt, and were living on one income while my husband attended school, we still managed to find ways to splurge on little things (like frozen yogurt) to keep us happy.

A cleaning lady would make our lives easier. There would be no more arguments over chores (or at least fewer arguments) and we wouldn’t have to spend precious free time cleaning the house, plus the other day I was watching a cool video about how to power wash a driveway and honestly I still think I’d be easier if we just hire a professional. I know that perhaps there is a big stereotype that cleaning people are only for the wealthy, but I think cleaning services that have become available to the middle class (as well as gardening services as well) have really helped improve the recreational lives of the middle class. Having someone else take care of something you don’t want to do frees up your time to spend on things you do enjoy.

So what have we decided?

We’re still waiting to get back on track with paychecks since my husband only recently resumed working. However, we’re expecting a slight pay increase in June. I think we’ll revisit the discussion at that time and see if a cleaning lady is something that will help us out.

Image Source: