Social security benefits are offered to citizens of the United States for several reasons. There are social security benefits for those who retire and for those who are considered disable. The purpose of the social security benefits is to provide an income for retired of disabled individuals that will allow them to survive on a monthly basis. If you are applying for either of these social security benefits, there are a few things you are going to want to know.
Social Security Retirement
Anyone who legally works in the United States ends up paying taxes towards social security. If you are working either a part-time or full-time job, you are having taxes taken out of your income, some of which are put toward social security taxes. You will need to have worked for at least 10 years before you can receive social security retirement benefits. If you are interested in applying after having worked for the correct amount of time, you will need to apply about 4 months before the benefits will actually begin. If you are at least 62 years of age, you can also apply for the benefits.
Social Security Disability
To apply for social security disability, you can go right online to the social security website. You will need to provide some information to apply for social security disability, which includes your social security number, birth certificate, medical records proving you have a disability, and the list of medications that you currently take or have taken to treat the condition. You may also need some other documents. In order to be approved, your condition must be considered a disability and will need to be on a specific list.
Social Security Survivor
This form of social security is a bit different than social security for retired or disabled individuals. This type of social security is typically offered to children who have lost one or both of their parents. If you are wondering when to claim social security benefits in this circumstance, it would be immediately after the death of the individual. You may need to provide some proof, including a death certificate, in order to receive these benefits. Children may be eligible to receive social security benefits until they are 18 years of age.
Have Everything Prepared
Whenever you decide to apply for social security benefits, whether it is as a survivor, disabled individual, or a retired individual, you need to make sure you have everything prepared. Have all of the important information and documents by your side because this will help to improve the application process, ensuring that it goes faster and smoother so that you can be approved for the benefits that you need as soon as possible.
Social security benefits can come in handy if you are a survivor, disabled individual, or a retired person. As a survivor, the social security can replace child support payments, allowing children to afford basic necessities. For a disabled individual, working may not be possible, which means that these benefits can help disabled individuals afford their rent, groceries, and the cost of living. The same thing goes for any person who is retiring, as the benefits will allow the retired individual to keep up with the cost of living. If you are interested in these benefits and are eligible, applying today would be in your best interest.