The temptation to spend is all around us. In fact, I would argue that it’s almost inevitable that we want to spend something at least once every day and that it takes self control and forethought to have a “no spend” day.
So, why do we feel the need to spend every day, and what can we do to try to avoid this temptation altogether?
Well, below are 5 ideas that can help anyone, regardless of your age and financial status.
Turn Off The TV
When we watch TV, we are bombarded with mass marketing and images of celebrities. Even if we skip commercials, just catching an interview on the news or a 30 minute reality TV show can expose us to expensive clothes, brands, and overall lifestyles that we might want. TV can also give us unrealistic expectations of what our lives should look like, which can lead to excessive spending and credit card debt.
Cancel Deal E-mails
Every day, I get tons of e-mails from stores who are advertising sales and “last minute” specials that give their customers a sense of urgency when it comes to purchasing their inventory. This definitely makes us want to click through and order amazing products. So, one great way to avoid the temptation is to unsubscribe from these e-mails or unsubscribe from all of them except the 1 or 2 brands that you really love.
Forget Walks Around The Mall
My husband and I used to go on little walks around the mall for fun. It was just something we did when we were bored, but somehow we always came home with a purchase. We’d see something on sale or spot a mannequin dressed up in an outfit we loved, and sure enough, we’d purchase it. When we started varying our activities and taking a walk around the neighborhood instead, we kept more money in our wallets.
Be Wary of Salesmen
When you are shopping for a big purchase, like furniture for example, it can be easy to fall prey to a pushy salesman. They are often talented at their jobs and work on commission, so your purchases contribute directly towards their paycheck. Of course, not all salesmen are pushy. In fact, many of them can help you find the exact product you’re looking for. Just be wary of the ones who don’t seem to have your best interest in mind and who are pushing you to buy even though you’re not quite ready.
Lastly, another great way to avoid the temptation to spend is to get an accountability partner. Whether it’s your spouse or your friend, answering to someone about your spending habits can dramatically reduce them. Keep a record of what you spend and agree on a time to discuss them. This might not reduce the temptation to spend completely, but it can help you get stronger at conquering it.
What are some other ways that people can avoid the temptation to spend? Please share your thoughts in the comment section below.
Photo Credit: FreeDigitalPhotos.net