Summer is practically over and everyone is gearing up for football tailgating and pumpkin spiced-lattes right? If you’re financially savvy, you’re likely also thinking about the upcoming holiday season and how much money it might cost. Most people don’t start …
Buying a home is one of the most expensive purchases you’ll ever make. It’s so expensive that over 90% of buyers actually take out a mortgage and finance their home. They can’t afford to pay cash. Getting a mortgage is …
Money doesn’t always lead to happiness, but it can give you options. One of the most important options money can buy is the choice regarding how to use your time. Time is one of the most limited resources we have. …
Back-to-school shopping can get expensive fast. On one hand, you think you’re just buying pens, pencils, and notebooks, but everything adds up. Clothes can also be pricey even with the sales and discounts especially if you’re purchasing a whole new …
Back-to-school season is practically here. That means parents all over will be searching around for the best back-to-school deals and discounts. If you can relate, I don’t blame you. Back-to-school shopping can be expensive and the average parents spends $500 …
I’m sure that you’ve heard that your home can be a great asset. Some people will beg to differ if you have a mortgage because you don’t truly own your home. The bank or your lender does. You amortizationtion schedule …
Get an emergency fund. You’ve probably heard it time and time again. Saving money is one of the most important financial habits you can develop. Emergency funds are awesome tools to have because they serve as a line of defense …
What does financial independence mean to you? To most people, being financially independent means you can maintain your desired lifestyle without relying on a regular paycheck. Most people compare it to retirement but you can be financially free and still …
Bills overwhelming you? Family members always told me that bills are a necessary part of life when I was growing up. Still, I know that doesn’t mean it’s okay to feel broke all the time due to bills. If your bills …
Having a child means your financial responsibilities increase tenfold. Aside from providing immediate needs, you also need to consider whether you’ll help pay for college expenses. I think all parents would prefer to help their kids pay for college. That …
