American consumers are expected to spend $1,530 this holiday season on gifts, travel and entertainment, according to PWC, 7 percent more than in 2022. Two in five (40 percent) of consumers are expected to spend more than they did last …
Saving isn’t always easy, especially when money is tight, but it pays off over time. It’s especially useful to have a solid savings foundation to serve as a buffer against a potential recession or any form of emergency. In today’s …
A Home Equity Line of Credit, often abbreviated as HELOC, is a financial product that allows homeowners to access a line of credit using the equity they have built up in their homes as collateral. It is a type of …
In a Teens & Personal Finance Survey done in February 2022, more than half (54 percent) of teenagers who responded to the report felt unprepared for financial life lessons they hope to have in adulthood. More than two-thirds (69 percent) …
.The idea behind price matching is that retailers will match the price of a competitor’s product if a customer finds it for a cheaper price at another store. This helps retailers to maintain their competitiveness and attract price-sensitive customers. The …
Frugality is one of the best financial planning tools we can adopt to improve our finances. It’s a term that is often misunderstood as living a life of deprivation or being cheap. However, it can have profound positive effects on …
After about three and a half years, the student loan payment hiatus has officially ended: Interest on federal loans begins accruing again on September 1st, and monthly payments will become due in October. Do you have a plan laid out …
The skin care and beauty industry brings in over $90 billion worldwide. On average, Americans spend $722 on their appearance, including skin care, each year, according to a November 2022 survey of over 1,000 people from Advanced Dermatology. For many …
The U.S. consumer credit card debt has risen to an all-time high of $1.03 trillion in Q2 2023, according to the Federal Reserve Bank of New York’s Center for Microeconomic Data. The average credit card debt is approximately $5,733. The …
It feels like it was only yesterday that I was setting my goals for 2023, but the end of the year is right around the corner. The months may be flying by, but it’s not too late to conquer your …
