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Kirsten

Kirsten blogs at Indebted and In Debt, exploring the relationship between faith and finances, and dreaming of the day she can afford to be a stay-at-home mom to her two girls. Kirsten is an actual rocket scientist who doesn't know most things that people think rocket scientists should know.

10 Reasons To File Taxes As Early As Possible

Epic Content, Taxes
Do you tend to procrastinate with filing your taxes? Here are 10 reasons you should file taxes as early as possible - including reducing your risk of fraud!
Back before my husband and I had kids, I did our taxes within a few days of the last tax document arriving in the mail. Our lives were simpler then. We had an organized system for dealing with the mail; …
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Is a 401(k) All You Need For Retirement? (Hint: Probably Not!)

Retirement
Are you only depending on your 401(k) to save for retirement? Here are 5 drawbacks to 401(k)s, and why you might want to consider opening other accounts.
Fresh out of college, when you start your sparkling new job, you’ll be faced with the daunting task of signing up for benefits. It’s a little like being dropped off in a foreign country without a translator. You won’t understand most …
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6 Tips for Managing Student Loans After Dropping Out of College

Epic Content, Student Loans
Not everyone that goes to college graduates. Managing student loans after dropping out is a challenge, but it's a doable one. Here are 6 tips to help you!
Since the ripe old age of 3, I have known what I wanted to do with my life. The plan solidified over the years, and I selected an appropriate degree to help make my dreams a reality. Based on the …
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8 Spending Triggers and How to Keep Them in Check

Epic Content, Savings, Shopping
Everyone has spending triggers. They're unavoidable. The key is to identify them and keep them in check. Here are 8 common ones to watch out for!
For the longest time, I thought it was just me. I thought I was the only one who went into Target for laundry detergent and diapers, only to emerge an hour later with a cart full of bedding, clothes, food, …
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10 Common Student Loan Myths – Busted

Epic Content, Student Loans
Are you falling for any of these popular student loan myths? Know what you're getting into before you borrow, and be aware of your options after graduation.
If you’re thinking about taking out student loans or already have them, chances are you’re rather well-informed with how the lending process works. However, there are some student loan myths that seem to catch on, and there might be a few …
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10 Ways to Get Your Finances In Order This New Year

Epic Content, Finance 101, New Year
Sick of living paycheck to paycheck and want to get your finances in order in the new year? Here are 10 ways to give your money a boost!
I love a fresh start. I love starting a new job, moving into a new house, or even starting a new activity. Something about that clean slate energizes me and makes me feel like I can change the world. It’s …
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Financial Benefits of Charitable Giving

Epic Content, Give Back, Holidays
There are many benefits to charitable giving, especially when it comes to your money, and many may surprise you!
My in-laws have everything they need. If they want a new vehicle, they go out and get one. If they want to take a trip, they book it. They have rather simple tastes in life, which has helped them live …
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6 Times You Should Ignore Traditional Financial Advice

Epic Content, Finance 101
There are times you should ignore traditional financial advice because it isn't right for your situation. Here are 6 pieces of common advice to reconsider.
The thing about personal finance is that your finances are personal. Some personal financial advice is probably universally true for long-term financial health (ex: spend less than you earn), while other advice might not be applicable to your specific situation. …
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18 Tips to Keep Your Money Safe While Shopping for the Holidays

Epic Content, Holidays, Shopping
Want to make sure you shop safely for the holidays so your cards or cash don't get stolen? Check out these 18 safety tips for shopping online and in stores!
A few years ago, my husband left town the day after Thanksgiving. I took him to our small, local airport and dropped him off. I usually avoid Black Friday shopping like the plague, but I wasn’t feeling well and really …
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Investing 101: A Basic Primer to Get Started

Finance 101, Investing
Does investing scare you because you have no idea where to start? You'll learn the basic terminology and how to start investing in this investing 101 post.
Back in high school, the lunch room was divided by social status. If you were a football player, you sat at one table. If you were a nerd, you sat as far away from that table as possible. That’s why …
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