Kirsten blogs at Indebted and In Debt, exploring the relationship between faith and finances, and dreaming of the day she can afford to be a stay-at-home mom to her two girls. Kirsten is an actual rocket scientist who doesn't know most things that people think rocket scientists should know.
Back before my husband and I had kids, I did our taxes within a few days of the last tax document arriving in the mail. Our lives were simpler then. We had an organized system for dealing with the mail; …
Fresh out of college, when you start your sparkling new job, you’ll be faced with the daunting task of signing up for benefits. It’s a little like being dropped off in a foreign country without a translator. You won’t understand most …
Since the ripe old age of 3, I have known what I wanted to do with my life. The plan solidified over the years, and I selected an appropriate degree to help make my dreams a reality. Based on the …
For the longest time, I thought it was just me. I thought I was the only one who went into Target for laundry detergent and diapers, only to emerge an hour later with a cart full of bedding, clothes, food, …
If you’re thinking about taking out student loans or already have them, chances are you’re rather well-informed with how the lending process works. However, there are some student loan myths that seem to catch on, and there might be a few …
I love a fresh start. I love starting a new job, moving into a new house, or even starting a new activity. Something about that clean slate energizes me and makes me feel like I can change the world. It’s …
My in-laws have everything they need. If they want a new vehicle, they go out and get one. If they want to take a trip, they book it. They have rather simple tastes in life, which has helped them live …
The thing about personal finance is that your finances are personal. Some personal financial advice is probably universally true for long-term financial health (ex: spend less than you earn), while other advice might not be applicable to your specific situation. …
A few years ago, my husband left town the day after Thanksgiving. I took him to our small, local airport and dropped him off. I usually avoid Black Friday shopping like the plague, but I wasn’t feeling well and really …
Back in high school, the lunch room was divided by social status. If you were a football player, you sat at one table. If you were a nerd, you sat as far away from that table as possible. That’s why …
