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Articles by Melissa Batai

Melissa is a freelance writer and mom to three children ages 7, 2 and 1. She blogs at Mom's Plans where she shares how her family is learning to live a fulfilling life on less.

Property Tax Vs. Real Estate Tax

Real Estate, Taxes
Property tax and real estate tax are used interchangeably, but they're not actually the same thing. Learn the difference and why it's important.
Homeowners are familiar with real estate tax largely because it may take a chunk of their money every year, but did you know that property tax is not always the same thing? Many people use the terms interchangeably, but they …
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What To Do If You Owe Taxes but Don’t Have the Money to Pay

Taxes
Every year, the deadline for Americans to file taxes is April 15th (unless the day falls on a weekend, then the deadline will be extended by a few days).  Yet, year after year many Americans scramble to pay their tax …
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The Importance of Diversifying Your Side Gig

Career, Earning Money
If you’ve spent any amount of time reading personal finance sites, you’ve undoubtedly come across the advice to get a side gig or side hustle.  What you may not see as often is the importance of diversifying your side gig.  …
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Lower Cost Places to Take Your Family on Spring Break

Budget Travel
If you live in the Midwest or Northeast (or even the South), this winter has been a tough one.  Between the bitterly cold temperatures and the snow and ice storms, you may be like me–eager to bid winter adieu.  Sometimes …
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5 Ways to Make Your Tax Refund Grow

Taxes
It’s tax time.  The time some Americans dread because they have to pay their hard-earned money to the government.  However, 75% of Americans (TIME) look forward to tax time with glee because they’ll be getting back a refund.  Yeah!  Free …
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6 Strategies to Negotiate to Lower Your Bills

Debt, How To Guide
If you’re still feeling the pinch from holiday spending, one strategy you can use to lower your expenses is to negotiate to lower your bills or seek out a payment plan.  Companies are often willing to work with customers to …
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Save Money with These Super Bowl Party Tricks

Savings
Super Bowl Sunday is right around the corner, and with it comes the perfect time to host a party.  If you live in a cold weather state, you may be missing having friends over for BBQs and outdoor get togethers.  …
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Proactive Steps You Can Take to Protect Your Identity When There Is a Credit Breach

Credit Cards
A few weeks ago, people were stunned and outraged to hear of Target’s security breach that left millions of customers who shopped at Target in November and December in a vulnerable position for identity theft because hackers had stolen their …
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Winter Is the Perfect Time to Reset Your Finances

Budgeting, Career, Retirement
Now that the surge of New Year’s resolutions have slowed and we’re a week into the new year, perhaps it’s time to take a more objective look at your finances.  I’m not talking about the look you take when you’re …
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What to Do with Gifts You Don’t Want

Shopping
Unless you very explicitly told people what you’d like for Christmas gifts AND those you told listened to you and bought what’s on your list, chances are you’ve end up with a few presents you didn’t want.  If that happened …
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