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Articles by Melissa Batai

Melissa is a freelance writer and mom to three children ages 7, 2 and 1. She blogs at Mom's Plans where she shares how her family is learning to live a fulfilling life on less.

Back to School Sales Aren’t Just for Kids

Savings, Shopping
Unless you live under a rock, there’s no way to miss the many back-to-school sales that start in July and are in earnest in August.  If you have kids, you’re likely stocking up on basics like binders, notebooks, backpacks, pens …
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Self-Employed and Have Debt? Why Dave Ramsey May Not Work for You

Cost of Living, Debt
Dave Ramsey.  His name is synonymous with getting out of debt.  No doubt his baby step program has helped millions get out of debt and stay out of debt.  He’s motivated millions more who are currently working his plan. I …
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Two New Places to Sell Your “Stuff” and Get Better Results

Earning Money
So, you’ve got a house full of stuff, and you could use some extra money.  Yeah, me, too. You’re probably aware of the traditional ways to sell your items–place a for sale ad in the paper (does anyone do this …
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The 6 Best Ways to Ensure You’ll Be Broke for the Rest of Your Life

Budgeting
No one sets out with the goal of being broke for the rest of his life, or does he?  We all say that we want to have a comfortable retirement and that we want to stop worrying about finances, but …
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Ask Yourself This One Question to Cut Back on Spending

Debt, Savings, Shopping
Every day, marketers wear at our resolve.  You may resolve to be smart with your money, but then you see the latest gizmo, and you decide it would make your life so much easier.  Then you use it once or …
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8 Benefits of Renting

Real Estate
Ever since I graduated from graduate school, my family has routinely asked me when I was going to buy a house.  They are concerned about the money I am “wasting” by renting.  They want to see me with an asset …
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Is Working in the Summer As a College Student Worth It?

Kids and College, Loans, Student Loans
College students work hard all academic year, writing papers, studying, taking tests.  The old adage used to be that then they should work hard during the summer earning money to help pay for college. Thirty years ago, working hard during …
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Is a Deep Freezer Worth the Expense?

Savings
If you’ve been to the grocery store lately, you’ve probably experienced sticker shock over how much things cost now.  If you’re not into super couponing or if you’re trying to eat more fruits and vegetables and even organics, you’ve likely …
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Who Should Stay Home with Baby? 5 Things to Consider

Budgeting, Earning Money
When a couple is expecting, it’s easy to think that life will continue as normal after the baby is born, and for some couples, that is true.  However, for many, once a baby is born, life as they know it …
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5 Ways to Avoid Debilitating Student Loan Debt

Debt, Kids and College, Loans, Student Loans
If you’re a recent college graduate, you likely have student loan debt, perhaps crippling student loan debt.  I graduated from grad school 14 years ago, and finally, this year, I’ll pay off the last of my student loan debt.  (Debt …
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