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skramer

Suzanne is a Certified Personal Finance Counselor® and Social Media Specialist for CareOne Services Inc.. She supports the Ask the Expert forums as a coach and writes for A Straight Talk on Debt. Suzanne is a divorced, single mom living in Pennsylvania.

Start Off 2013 With A Plan, Not a Resolution

New Year
January is the start of a new year, a blank page to re-write your destiny. Instead of making resolutions that won’t last, this year devise a plan to help you reach your goals, whether they are financial, health related, or …
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Younger Workers Rely Heavily on Credit Cards

Credit Cards
Across the United States debt takes its toll on members of all generations in various ways.  Younger workers are struggling with high rates of unemployment and low wages causing them to rely more heavily on credit cards to get by. …
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2012 Graduates Return Home

Kids and College
A new study by eHealthInsurance finds that recent college graduates are in for a reverse sticker sock when they see potential earnings for their chosen career field. Their expected income is much less than they thought and that’s if they …
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Stay At Home Parents… Denied!

Banking
I recently read a US News Article about how the stay at home parent must ask the breadwinner for permission before opening a charge account. What??? Yes even in the year 2012 this is true. The article sheds light on …
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Social Profiles a Debt Collectors Dream Come True

Debt
I raise my hand, guilty as charged; I admit to being addicted to my social networking sites and statistics support I am not alone. According to a recent study conducted by Pew Internet, Social networking sites and our lives the …
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Can You Live a Cash Only Life?

Credit Cards, Debt, Finance 101, Popular
This may sound like a silly question but credit card companies would lead you to believe it is not possible to live a cash only life. Their marketing teams push hard to make us believe life without a credit card …
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10 Ways to Help You Say Goodbye to Credit Card Debt

Debt
Credit card debt is easy to get into and difficult to get out of. Credit cards make it easy to spend more than you have; purchase items you don’t really need, and can give you a false sense of financial …
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