Credit Cards
Did you recently pay off your credit card debt? Congrats! This is truly worth celebrating as it requires hard work and discipline to get out of credit card debt. Since credit cards have a revolving credit line, it’s also very …
With interest rates steadily rising, experts say you’ll soon feel the effects on your credit card balance. The Federal Open Market Committee in the month of July increased its target federal funds rate range from 1.5%-1.75% to 2.25% – 2.5% …
Having a good credit score is important if you want to build a solid financial future. The nation’s three credit bureuas collect personal-finance data from numerous sources and weigh them using a formula to arrive at a number. This numberrepresents …
Thinking about consolidating your credit card debt? This can be a good idea since credit cards tend to have a high interest rate making it difficult to get ahead with payments. We highlighted 5 ways to make credit card consolidation …
When a 0% APR credit card falls across your lap, there are big questions to be had. Primarily, the questions revolve around what you should do with it to maximize the benefits for you without ever accruing interest. And, while …
Love earning credit card rewards? You’re not alone. Tons of people redeem credit card rewards and enjoy the process of racking up points. My perspective is that if you can use credit cards wisely and avoid debt, why not take …
Whether to shop with credit cards or cash is always the million dollar question. At least, it is in our house. In today’s digital world, shopping with credit cards is just so much simpler. But in the grand scheme of …
Some people say prepaid debit cards are useless. I disagree. In fact, I used a prepaid debit card right after graduating high school. It was helpful to me in many ways. I think a prepaid debit card can be very …
Back-to-school shopping can get expensive fast. On one hand, you think you’re just buying pens, pencils, and notebooks, but everything adds up. Clothes can also be pricey even with the sales and discounts especially if you’re purchasing a whole new …
Most of us want to travel more often, but it’s easy to get burdened by all the expenses required to pull off a successful vacation or exciting trip. If only there was some way to hack the system. Wait, there …
