Credit Score
Your credit score is one of the most important 3-digit financial numbers you’ll use. Your credit score is used by lenders to determine how worthy of a borrower you’ll be. The higher your score, the better interest rates and terms …
When you reach adulthood, one of the first steps you should take is towards building credit. Credit, after all, is your gateway to a multitude of things. Anytime you need to sign up for a loan, buy a car, rent …
Having a credit score can be important even if you don’t want or need to get a loan. Employers may run your credit before hiring you for a job. Or if you rent, your landlord may require a credit check …
When you reach adulthood, it’s widely known that one of the best financial decisions you can make is to build up your credit. By doing so, you’re allowed to rent an apartment, buy a car, or get a loan. Of course, …
Once you turn that magic number of 18, you’re ready to face the world as an adult. Most people this age aren’t quite living on their own yet, but they can start making decisions about how their life will turn …
Building your credit can be an important financial step if you’re looking to buy a home, finance a car, or obtain better interest rates for a cheaper loan. However, not everyone wants to use credit cards (and not everyone is …
When you go to buy a car, you want to get the best deal. While getting a good deal relies on your negotiating skills to a certain extent, getting the most bang for your buck also includes getting a good …
With the national Credit Card Delinquency Rate the lowest it’s been in 17 years, consumers have been making a conscientious effort to be more responsible with their credit. But a recent TransUnion survey reveals consumers are largely confused about what …
Over the last few years, we have seen some significant changes in the ways consumers are approaching personal finance strategies. One of the most critical aspects of any sound financial game plan is to ensure that your credit scores are …
