Debt
If getting out of credit card debt has been a challenge for you, you’re not alone. The average credit card interest rate in the U.S. hovers between 17% and 18%, and many card issuers charge more. Credit card debt numbers …
Paying off your debt is a major milestone in achieving financial freedom and one of the most satisfying feelings you’ll ever have. Just imagine not having to stress about monthly payments and grinding your way to make enough money to …
Having debt can happen to almost anyone at some point in their life. One of the most embarrassing things about having debts is falling behind on your payments. Have you ever had to negotiate with debt collectors? When one falls …
People take on debt for many reasons, paying for a house or dealing with one of life’s emergencies. Regardless of your circumstances, being in debt can be hard to get out of especially when you factor in interest costs. But …
Having to cope with losing a loved one is difficult. As you mourn you’ll, unfortunately, have to think about the financial implications that come with the death. Outside of figuring out how much the funeral will cost, you might be …
The debate on whether to use or not use a credit card in the world of personal finances continues to be argued by expert writers. A credit card may seem like an easy way to make a purchase, but that …
The buy now, pay later (BNPL) spending trend is growing in popularity among retailers. Retailers are looking for alternatives to cash and credit cards and BNPL offers that alternative. Consumers who use buy now, pay later tend to be younger, …
No one likes having consumer debt or being in debt at all for that matter. Yet, many of us find ourselves in debt at one point or another in our lives. Yes, it’s hard to live with payments hanging over …
The past year has been extremely difficult for many Americans due to the global pandemic. Lost wages due to the coronavirus, may have affected your ability to manage and repay student loans. One of the first policies implemented by the …
Being in debt can be stressful and overwhelming. Judging from past recessions and the student loan crisis, debt isn’t good for most people’s mental health either. In fact, research from the University of Southampton in the U.K. found that at …
