How One Woman is Paying Down $9,000+ of Debt
No one likes having consumer debt or being in debt at all for that matter. Yet, many of us find ourselves in debt at one point or another in our lives. Yes, it’s hard to live with payments hanging over …
Debt
How to Prepare For the Return of Federal Student Loan Payments
The past year has been extremely difficult for many Americans due to the global pandemic. Lost wages due to the coronavirus, may have affected your ability to manage and repay student loans. One of the first policies implemented by the …
How Being in Debt Affects Your Mental Health
Being in debt can be stressful and overwhelming. Judging from past recessions and the student loan crisis, debt isn’t good for most people’s mental health either. In fact, research from the University of Southampton in the U.K. found that at …
5 Key Ways to Make Credit Card Consolidation Work
Thinking about consolidating your credit card debt? This can be a good idea since credit cards tend to have a high interest rate making it difficult to get ahead with payments. We highlighted 5 ways to make credit card consolidation …
How Much Should You Save When You’re In Debt
How much should you save when you’re in debt? This is one of the most common questions people have as they try to pay off debt and improve their finances. You may see other people around you saving money like …
How to Be Content Even When You’re Deep in Debt
The holidays can be a tough time for people with financial struggles. It’s an expensive time of year and whether you don’t have much saved up or you’re juggling lots of debt, it can be stressful. The truth is, most …
6 Tricks to Help Pay Off Your Car Loan Ahead of Schedule
The average monthly car payment for a new vehicle is $554 and it’s $391 for a used vehicle. Ouch. That’s a lot of money to pay for years at a time when you could be living without a car payment. …
6 Common Habits of Financially Stable Individuals
Experiencing financial stability is something that many people hope for, but never actually achieve. Feeling secure in the number that appears on your bank statement is much easier said than done. There are many reasons for lack of financial stability, …
How Often Should You Talk About Your Budget for Maximum Effectiveness?
Let’s face it. We are all busy! Some more than others and it can vary day to day. But being “busy” isn’t a good enough excuse to not talk about your household budget with your partner. After all, if we …
Can You Emerge from the Debt Burden?
Congress recently approved a substantial increase in discretionary spending for 2018 – up $150 billion. As the US economy continues to up defense spending, so the pressure is being brought to bear on the average tax payer. The situation is …