Finance 101
With summer quickly approaching, your finances may take a back seat to all the invitations you’ll receive for fun summer outings. It’s hard to turn down an invitation no matter how much of a dent it may put in your …
Millions of people have their identities stolen each year. It can cost hundreds of dollars and countless hours to resolve an identity theft crime. While I’ve never found myself a victim of identity theft personally, a close relative of mine …
Did you know that 17 million Americans don’t have a bank account? There are a number of reasons for this, but among them are millennials thinking they don’t need a bank at all. Distrust of financial institutions is high these days, …
As I sit here today, I’m 31-years-old, not quite ten years out of college, and I can already think of so many things I would like to go back and change about past financial decisions I’ve made, particularly when I was …
Millennials, born from 1980 to 2000, take a unique approach to saving and spending. Some are rich in knowledge about technology, and many have made fortunes starting or investing in tech startups. However, other millennials fall short of being wise with their …
If you’re like most Americans, you have very little money in savings. If a real emergency happened to you, you would be scrambling to cover the financial cost of it. Approximately 62% of Americans have less than $1,000 in their …
I love a fresh start. I love starting a new job, moving into a new house, or even starting a new activity. Something about that clean slate energizes me and makes me feel like I can change the world. It’s …
The thing about personal finance is that your finances are personal. Some personal financial advice is probably universally true for long-term financial health (ex: spend less than you earn), while other advice might not be applicable to your specific situation. …
Back in high school, the lunch room was divided by social status. If you were a football player, you sat at one table. If you were a nerd, you sat as far away from that table as possible. That’s why …
I started off my adult life without knowing what an emergency fund was. When I first heard about emergency funds, I couldn’t figure out how they were different from “savings”. Even after I learned what an emergency fund was, I …
