7 Ways to Live on Less and Still Be Happy
Ever since I’ve had debt, I have been interested in living on less. When I was drowning in debt with an entry-level salary back in 2014, being able to live on less money was essential. Now that my debt is …
Home
15-Year vs. 30-Year Mortgage
When buying a house, all the options for financing can be pretty overwhelming. When it comes to getting a mortgage, one of the most important parts to consider is the loan term. Nearly 90% of home-buyers choose a 30-year …
7 Smart Financial Moves for First Time Home Buyers
A first time home buyer might refer to someone who has never purchased a home before, but in some contexts, the definition is actually much broader. Homebuyers who don’t have a substantial down payment could be eligible for down payment …
How to Get Pre-Approved For a Mortgage
If you have decided that you want to buy a home, one of the first steps you should take before looking at listings or touring houses is to determine how much money you could be qualified to take out in …
How I Settled the Renting vs Owning Debate For Myself
The renting vs buying a home debate is perhaps one of the most intense debates in personal finance. People want to know if it is a better financial decision to rent or buy a home. If you’re a renter wondering …
How to Improve Your Debt-to-Income Ratio (So You Can Buy a House)
So many people are buying houses this year. Becoming a homeowner or even selling your current home and buying a new one can be both an exciting and overwhelming process. If you’re looking to get another mortgage. One hidden factor …
How to Save Up a 20% Downpayment For a Home
The housing market is a little insane right now. Home inventories are low in real estate markets across the country. This causes prices to drive higher and many buyers are getting into brutal bidding wars where the winner pays $20,000 …
3 Reasons Why You Might Want to Consider a Cash-Out Refinance
In a lot of cases, your primary residence isn’t considered an asset until you pay it off completely. However, if you have positive equity in your house, then it is actually an asset. This is because you can utilize this …
5 Ways Having Indoor Plants Can Save Money
When it comes to saving money on things for our home, there is one area that a lot of us overlook. And this is having indoor plants. Gardening isn’t only for the outdoors. In fact, having indoor plants can ultimately …
Where are Some of the Best Places to Buy Pet Supplies
If you are a pet owner, like I am, then you may be on the constant hunt for pet supplies on a budget. Because let’s face it: pet supplies can get downright expensive. Which, in a lot of cases, is …