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Ever since I’ve had debt, I have been interested in living on less. When I was drowning in debt with an entry-level salary back in 2014, being able to live on less money was essential. Now that my debt is …
When buying a house, all the options for financing can be pretty overwhelming. When it comes to getting a mortgage, one of the most important parts to consider is the loan term. Nearly 90% of home-buyers choose a 30-year …
A first time home buyer might refer to someone who has never purchased a home before, but in some contexts, the definition is actually much broader. Homebuyers who don’t have a substantial down payment could be eligible for down payment …
If you have decided that you want to buy a home, one of the first steps you should take before looking at listings or touring houses is to determine how much money you could be qualified to take out in …
The renting vs buying a home debate is perhaps one of the most intense debates in personal finance. People want to know if it is a better financial decision to rent or buy a home. If you’re a renter wondering …
So many people are buying houses this year. Becoming a homeowner or even selling your current home and buying a new one can be both an exciting and overwhelming process. If you’re looking to get another mortgage. One hidden factor …
The housing market is a little insane right now. Home inventories are low in real estate markets across the country. This causes prices to drive higher and many buyers are getting into brutal bidding wars where the winner pays $20,000 …
In a lot of cases, your primary residence isn’t considered an asset until you pay it off completely. However, if you have positive equity in your house, then it is actually an asset. This is because you can utilize this …
When it comes to saving money on things for our home, there is one area that a lot of us overlook. And this is having indoor plants. Gardening isn’t only for the outdoors. In fact, having indoor plants can ultimately …
If you are a pet owner, like I am, then you may be on the constant hunt for pet supplies on a budget. Because let’s face it: pet supplies can get downright expensive. Which, in a lot of cases, is …