How to Save Money on Insurance
My husband and I have been up to our eyeballs in insurance payments and costs these past few weeks. Our health insurance is up for renewal, we’re signing up for life insurance, and we had to update our car insurance …
Health Insurance
The Difference between Disability and Long Term Care Insurance
Anyone who’s had a full-time job has heard of disability insurance, because many companies offer it. They will either offer short-term disability (STD), long-term disability (LTD), or both. If you’re self-employed, you might have an individual plan. Some of you …
Health Savings Accounts: What You Need to Know
Are you anticipating healthcare expenses in the near future and want a cash reserve to cover your costs? Perhaps you want to plan ahead for a surgery and create a savings fund you can contribute to regularly, but are afraid …
Is Dental Insurance Really Worth the Cost?
One of the most irritating things about dental insurance is the premiums per year often come to more than simple check-ups and the most basic procedures provided every year. Many Americans are left wondering why they are wasting their time …
Is Pet Insurance Worth It?
Like a lot of pet owners, my husband and I consider our furry friend to be a member of the family. And just like any member of our family, our dog needs to have his health insurance taken care of. …
PPO vs. HMO: Health Insurance and Pregnancy
It’s that time of year again when companies hold their open benefit time period, where you have the option to stick with your current provider or switch to a different health insurance plan. I’ve written in the past my choice …
Top 4 Tips to Cut Health Insurance Costs
Health insurance has been seen more of a necessity than a luxury to many individuals and households in recent years. There are clear benefits to private healthcare and as it has become more common place prices and deals are a …
HMO vs. PPO: Why I choose to pay more for health insurance
Our company has hit us with the news that our premiums for health insurance are going up this year. We currently have a PPO plan, and I have the choice to elect to go for the cheaper HMO option. However, …