6 Best Things You Can Do With a HELOC
With interest rates as low as they are right now, you may be considering taking out a HELOC. For those of you who haven’t heard the acronym before, a HELOC is a home equity line of credit. It is different …
Loans
Cosigning Vs. Collateral: Which Is the Better Path
The average American has a liability of $38,000 in terms of personal loans, according to CNBC. While most might be on the verge of clearing their debt, the fact remains that this debt prevents them from gaining access to more …
Blueprint Your Finances: 5 Benefits of Using an EMI Calculator
Do you need an EMI calculator? If you’re applying for any substantial loan in the future, including home and personal, it’s safe to say that you do. EMI stands for equated monthly installment, and it tells you what fixed amount …
Personal Loans 101
This is a paid post written by me on behalf of Discover Personal Loans. All opinions are my own. According to NerdWallet, as of January 2017, the average total credit card debt owed by US customers was $764 billion, with …
How to Get Money Loans Fast and Painlessly
Sometimes you may need cash instantly to cover unprecedented expenses. In case you need money loans fast, here are some of the simple options you can try.
Why You Shouldn’t Count on Student Loan Forgiveness
Getting student loans can seem like a great idea when you’re in college and have few other options. On the other hand, they can also seem like a bad idea when it’s time to pay the loans back. Chances are you’ll …
How to Avoid Defaulting on Your Student Loans
When you’re burdened with a lot of student loan debt, it can be difficult to make your monthly payments. Unfortunately, one of the worst things that can happen as a result is defaulting on your student loans. Defaulting on your …
Obama Student Loan Forgiveness Program: Do I Qualify?
I’ve been paying my student loans for the past six and a half years since I graduated college. If I stick with the minimum payments, it will take me 15 years to pay off my private student loans, and 30 years …
6 Tips for Managing Student Loans After Dropping Out of College
Since the ripe old age of 3, I have known what I wanted to do with my life. The plan solidified over the years, and I selected an appropriate degree to help make my dreams a reality. Based on the …
10 Common Student Loan Myths – Busted
If you’re thinking about taking out student loans or already have them, chances are you’re rather well-informed with how the lending process works. However, there are some student loan myths that seem to catch on, and there might be a few …