How and Why to Consider Refinancing Your Mortgage
When we initially get our mortgages we think that everything will be squared away for the next 30 years. But, most of us realize at some point in time that may not be so true. This can be due to …
Mortgage
Make All Your Debt Tax Deductible with a Home Equity Loan & Write it Off!
If you have had any exposure to the housing market in the last few years you know that home values have gone up. According to a recent article in the Washington Post, home prices will continue to climb in 2018. That …
7 Reasons You Should Never Get a Reverse Mortgage
You’ve likely seen one of the multiple ads with celebrities trying to convince you of all the benefits of a reverse mortgage. And if you’re at that age where retirement is within eyesight, a reverse mortgage can begin to see …
How to Prevent Foreclosure on Your Home
Foreclosure. It’s not a word you hope to hear, and it’s usually not something anyone anticipates. Most people who purchase a home intend to keep up on their mortgage payments and assume that they’ll one day be able to call …
A New Resource for Homebuyers
This post brought to you by Chase. The content and opinions expressed below are that of Everything Finance. Everyone knows that spring is the best time of the year to buy or sell a house. Real estate and home building …
How to Pay Off Your Mortgage Faster
Paying off your mortgage early is one goal that seems impossible and out of reach for many people, but in truth, most people can conquer the task with a little determination, plus they can easily get one of the commercial bridge loans …
10 Surprising Facts About Mortgages
The mortgage industry has undoubtedly changed since the housing crash a few years ago. It used to be so simple to qualify for a mortgage — provide your basic information, sign a few papers, and move along! Unfortunately, getting a …
Should You Get a 30 Year or 15 Year Mortgage?
I’ve always been a big proponent of the idea that if you have to finance something, then you can’t afford it. However, I don’t think that’s necessarily true when it comes to financing a house, as long as you’re not …
How to Tell When You Should Refinance Your Mortgage
One of the biggest decisions homeowners face is how to tell when it’s time to refinance their mortgage. It can be so enticing when there are advertisements everywhere promising lower interest rates and cheaper mortgage payments, but refinancing isn’t always …
Is There Any Benefit to Paying Off Your Mortgage Early
The answer to this question is generally “no”. But it’s not as simple as that, and there are still some reasons why I like to pay a little extra on my mortgage every month. The general argument for not paying …